University of the Cumberlands Business (Bachelor's): Tuition, Graduate Salary, and Debt
- Bachelor's in Business/Commerce, General
- Private nonprofit university
- Williamsburg, KY
- About 186 graduates a year
College Scorecard June 2026 release · BLS wages May 2025
The short answer
University of the Cumberlands business graduates earn about what business graduates earn nationally, $46,242 in their first year. Where this program stands out is debt. The typical graduate leaves with $21,219 in federal loans, less than at 84% of business programs in the country. Strong value, but not one of the highest-paying business degrees in Kentucky.
How it compares
Each figure is the median for graduates of the program. The Kentucky and national columns are the medians across all business bachelor's programs that report the figure.
Five years out, University of the Cumberlands graduates earn less than the national figure but about $4,547 more than the Kentucky median.
Debt and first-year pay at every Kentucky business program
Programs in the upper left give graduates higher pay for less debt. Dashed lines mark the Kentucky medians.
Hover over or tap a dot to see the school. Only programs that report both earnings and debt are shown.
What graduates earn over time
Pay rises about 31% between the first and fifth year.
Year 1 and year 5 figures come from different graduating classes, so the growth rate is an estimate.
Does family income change the outcome?
Graduates who received Pell Grants, which go to students from lower-income families, earned $4,479 less in their first year than other graduates. They also borrowed more. Students who expect to rely on grants should weigh this gap.
Paying back the loans
On a standard 10-year plan, the median debt means a payment of about $225 a month, or 5.8% of a graduate's typical monthly pay in the first year.
The government publishes these as ranges to protect privacy. They were measured in 2018 to 2020, partly during the pandemic pause on federal loan payments, so the forbearance share may be higher than usual. Separately, 24 parents took out Parent PLUS loans for these students, with a median of $10,259.
Where graduates work, and what the pay is worth
74% of graduates (65 of 88) were working in Kentucky one year after graduating. Prices in the parts of Kentucky outside metro areas are about 15% below the national average, so a $46,242 salary here buys what about $54,242 buys in a typical US city.
Careers this field leads to
These are the jobs that the federal crosswalk from fields of study to occupations links to business, largest first. Pay is the median across all experience levels.
General and Operations Managers
$79,370Median pay in Kentucky. 52,100 people work in this job in Kentucky. Nationally, jobs are projected to grow 5% from 2025 to 2035, with about 285,000 openings a year. Typical education to start: bachelor's degree, plus 5 years or more of related work experience.
Project Management Specialists
$81,700Median pay in Kentucky. 10,250 people work in this job in Kentucky. Nationally, jobs are projected to grow 7% from 2025 to 2035, with about 76,500 openings a year. Typical education to start: bachelor's degree.
Management Analysts
$95,630Median pay in Kentucky. 4,550 people work in this job in Kentucky. Nationally, jobs are projected to grow 10% from 2025 to 2035, with about 94,100 openings a year. Typical education to start: bachelor's degree, plus less than 5 years of related work experience.
Sales Managers
$128,650Median pay in Kentucky. 6,650 people work in this job in Kentucky. Nationally, jobs are projected to grow 5% from 2025 to 2035, with about 47,300 openings a year. Typical education to start: bachelor's degree, plus less than 5 years of related work experience.
About University of the Cumberlands
Business ranks 3rd of 12 bachelor's programs at University of the Cumberlands by first-year earnings. The top three are Nursing ($81,012), Accounting ($50,102), and Business ($46,242).
Common questions
The median graduate earns $46,242 one year after graduating and $60,400 five years after. The median across business bachelor's programs in Kentucky is $41,281.
The median federal loan balance is $21,219, which ranks 2nd lowest of 13 business bachelor's programs in Kentucky. That works out to about $225 a month over 10 years.
On the numbers, yes for most students. Debt equals 46% of first-year earnings, against a national median of 54%, and the share of borrowers in default two years into repayment is 20% or less. If the highest possible early salary is the main goal, several Kentucky programs report higher pay, usually with more debt.
Most do. 74% (65 of 88) were working in Kentucky one year after graduating.
About this data
- Earnings and debt only include students who received federal financial aid (grants or loans).
- Earnings only count graduates who were working and not enrolled in more school. Graduates who went straight to further study are not included.
- Debt only includes federal loans. Private loans and credit cards are not counted.
- Some schools with several campuses report one combined figure for all of them. We count each of those schools once, and leave them out of Kentucky comparisons when their main campus is in another state.
- Scorecard figures describe graduating classes from several years ago. BLS wages are from May 2025.
- School-level numbers like tuition, admission rate, and graduation rate are for the whole school, not the business program.
Sources
- U.S. Department of Education, College Scorecard, field of study and institution files, June 2026 release
- Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025
- Bureau of Labor Statistics, Employment Projections 2025 to 2035
- Bureau of Economic Analysis, Regional Price Parities, 2024
- NCES, CIP 2020 to SOC 2018 crosswalk, and IPEDS institution directory, 2024