How much debt do Towson University English graduates have?

The median federal loan balance is $21,500, which ranks 2nd lowest of 9 English bachelor's programs in Maryland. That works out to about $228 a month over 10 years.

Is a English degree from Towson University worth it?

On the numbers, yes for most students. Debt equals 55% of first-year earnings, against a national median of 77%, and the share of borrowers in default two years into repayment is 20% or less.

Towson University English (Bachelor's): Tuition, Graduate Salary, and Debt

Q: Do Towson University English graduates stay in Maryland?

Most do. 85% (75 of 88) were working in Maryland one year after graduating.

Bachelor's in English Language and Literature, General
Public university
Towson, MD
About 62 graduates a year

College Scorecard June 2026 release · BLS wages May 2025

The short answer

Towson University English graduates earn more than graduates of most English programs nationally, $39,250 in their first year. The typical graduate leaves with $21,500 in federal loans, close to the national median of $24,498. It is one of the higher-paying English degrees in Maryland.

First-year earnings$39,25090th percentile of 471 programs nationally

Earnings after 5 years$54,33638% more than year one

Median federal debt$21,5002nd lowest of 9 Maryland programs

Debt-to-earnings55%Maryland median 68%, national 77%

How it compares

Each figure is the median for graduates of the program. The Maryland and national columns are the medians across all English bachelor's programs that report the figure.

	Towson University	Maryland	National
Earnings, 1 year after graduating	$39,250	$35,283	$30,195
Earnings, 5 years after graduating	$54,336	$50,536	$47,348
Median federal debt at graduation	$21,500	$23,156	$24,498
Debt as share of first-year pay	55%	68%	77%
Programs compared		9	471

Five years out, Towson University graduates earn more than the national figure and about $3,800 more than the Maryland median.

Debt and first-year pay at every Maryland English program

Programs in the upper left give graduates higher pay for less debt. Dashed lines mark the Maryland medians.

Towson UniversityOther Maryland programs

Hover over or tap a dot to see the school. Only programs that report both earnings and debt are shown.

What graduates earn over time

Pay rises about 38% between the first and fifth year.

Towson University grads, year 1$39,250

Towson University grads, year 5$54,336

All Maryland English grads, year 5$50,536

Year 1 and year 5 figures come from different graduating classes, so the growth rate is an estimate.

Does family income change the outcome?

Graduates who received Pell Grants, which go to students from lower-income families, earned about the same in their first year as other graduates. At this program, the outcome does not look worse for students with less money.

Pell Grant recipients, year 1 earnings$36,315Median debt $22,035

Other graduates, year 1 earnings$36,423Median debt $21,043

Paying back the loans

On a standard 10-year plan, the median debt means a payment of about $228 a month, or 7.0% of a graduate's typical monthly pay in the first year.

Two years into repayment (98 borrowers)	Share
Paid off in full	20% or less
Paying down the balance	20–39%
Paused payments (forbearance)	20–39%
In default	20% or less

The government publishes these as ranges to protect privacy. They were measured in 2018 to 2020, partly during the pandemic pause on federal loan payments, so the forbearance share may be higher than usual. Separately, 33 parents took out Parent PLUS loans for these students, with a median of $17,840.

Where graduates work, and what the pay is worth

85% of graduates (75 of 88) were working in Maryland one year after graduating. Prices in the Baltimore area are about 4% above the national average, so a $39,250 salary here buys what about $37,564 buys in a typical US city.

Careers this field leads to

These are the jobs that the federal crosswalk from fields of study to occupations links to English, largest first. Pay is the median across all experience levels.

Secondary School Teachers, Except Special and Career/Technical Education

$78,670

Median pay in Maryland. 16,640 people work in this job in Maryland. Nationally, jobs are projected to stay about the same in number from 2025 to 2035, with about 63,500 openings a year. Typical education to start: bachelor's degree.

Bottom 10%: $58,150Top 10%: $102,690

Proofreaders and Copy Markers

$53,920

Median pay in Maryland. Nationally, jobs are projected to shrink 1% from 2025 to 2035, with about 1,100 openings a year. Typical education to start: bachelor's degree.

Bottom 10%: $42,900Top 10%: $65,530

About Towson University

In-state tuition and fees	$11,728 / year
Out-of-state tuition and fees	$29,820 / year
Average net price after aid	$17,413 / year
Admission rate	82%
Graduation rate (within 6 years)	69%
Undergraduate students	16,136

English ranks 19th of 34 bachelor's programs at Towson University by first-year earnings. The top three are Nursing ($80,344), Computer Science ($71,795), and Accounting ($64,012).

Other English bachelor's programs near Towson

School	Distance	Year 1 pay	Debt
Towson UniversityTowson, MD · public		$39,250	$21,500
Goucher CollegeBaltimore, MD · private nonprofit	1 mi	$32,545	$26,000
Loyola University MarylandBaltimore, MD · private nonprofit	3 mi	$30,949	$27,000
UMBCBaltimore, MD · public	11 mi	$27,547	$19,500
McDaniel CollegeWestminster, MD · private nonprofit	25 mi	$35,793	$22,250
University of MarylandCollege Park, MD · public	33 mi	$36,561	$21,500
UMGCAdelphi, MD · public	36 mi	$35,630	$24,062
Millersville University of PennsylvaniaMillersville, PA · public	44 mi	$36,865	$25,934
Gettysburg CollegeGettysburg, PA · private nonprofit	45 mi	$40,601	$26,724

Common questions

The median graduate earns $39,250 one year after graduating and $54,336 five years after. The median across English bachelor's programs in Maryland is $35,283.

About this data

Earnings and debt only include students who received federal financial aid (grants or loans).
Earnings only count graduates who were working and not enrolled in more school. Graduates who went straight to further study are not included.
Debt only includes federal loans. Private loans and credit cards are not counted.
Some schools with several campuses report one combined figure for all of them. We count each of those schools once, and leave them out of Maryland comparisons when their main campus is in another state.
Scorecard figures describe graduating classes from several years ago. BLS wages are from May 2025.
School-level numbers like tuition, admission rate, and graduation rate are for the whole school, not the English program.

Sources

U.S. Department of Education, College Scorecard, field of study and institution files, June 2026 release
Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025
Bureau of Labor Statistics, Employment Projections 2025 to 2035
Bureau of Economic Analysis, Regional Price Parities, 2024
NCES, CIP 2020 to SOC 2018 crosswalk, and IPEDS institution directory, 2024

English bachelor's programs in Maryland, ranked9 programs by pay and debt English bachelor's programs in the US, ranked471 programs by pay and debt All Towson University programs, ranked34 programs by pay and debt