How much debt do Towson University computer science graduates have?

The median federal loan balance is $20,340, which ranks 3rd lowest of 5 computer science bachelor's programs in Maryland. That works out to about $216 a month over 10 years.

Is a computer science degree from Towson University worth it?

On the numbers, yes for most students. Debt equals 28% of first-year earnings, against a national median of 34%, and the share of borrowers in default two years into repayment is 20% or less.

Towson University Computer Science (Bachelor's): Tuition, Graduate Salary, and Debt

Q: Do Towson University computer science graduates stay in Maryland?

Most do. 85% (120 of 141) were working in Maryland one year after graduating.

Bachelor's in Computer Science
Public university
Towson, MD
About 176 graduates a year

College Scorecard June 2026 release · BLS wages May 2025

The short answer

Towson University computer science graduates earn about what computer science graduates earn nationally, $71,795 in their first year. The typical graduate leaves with $20,340 in federal loans, close to the national median of $23,308. Two other Maryland programs report higher pay.

First-year earnings$71,79553rd percentile of 331 programs nationally

Earnings after 5 years$110,59554% more than year one

Median federal debt$20,3403rd lowest of 5 Maryland programs

Debt-to-earnings28%Maryland median 28%, national 34%

How it compares

Each figure is the median for graduates of the program. The Maryland and national columns are the medians across all computer science bachelor's programs that report the figure.

	Towson University	Maryland	National
Earnings, 1 year after graduating	$71,795	$71,795	$70,400
Earnings, 5 years after graduating	$110,595	$109,160	$105,613
Median federal debt at graduation	$20,340	$20,340	$23,308
Debt as share of first-year pay	28%	28%	34%
Programs compared		5	331

Five years out, Towson University graduates earn more than the national figure and about the same as the Maryland median.

Debt and first-year pay at every Maryland computer science program

Programs in the upper left give graduates higher pay for less debt. Dashed lines mark the Maryland medians.

Towson UniversityOther Maryland programs

Hover over or tap a dot to see the school. Only programs that report both earnings and debt are shown.

What graduates earn over time

Pay rises about 54% between the first and fifth year.

Towson University grads, year 1$71,795

Towson University grads, year 5$110,595

All Maryland computer science grads, year 5$109,160

Year 1 and year 5 figures come from different graduating classes, so the growth rate is an estimate.

Does family income change the outcome?

Graduates who received Pell Grants, which go to students from lower-income families, earned $4,176 less in their first year than other graduates. They also borrowed more. Students who expect to rely on grants should weigh this gap.

Pell Grant recipients, year 1 earnings$69,249Median debt $21,312

Other graduates, year 1 earnings$73,425Median debt $17,500

Paying back the loans

On a standard 10-year plan, the median debt means a payment of about $216 a month, or 3.6% of a graduate's typical monthly pay in the first year.

Two years into repayment (93 borrowers)	Share
Paid off in full	20–39%
Paying down the balance	40–59%
Paused payments (forbearance)	20–39%
In default	20% or less

The government publishes these as ranges to protect privacy. They were measured in 2018 to 2020, partly during the pandemic pause on federal loan payments, so the forbearance share may be higher than usual. Separately, 47 parents took out Parent PLUS loans for these students, with a median of $26,884.

Where graduates work, and what the pay is worth

85% of graduates (120 of 141) were working in Maryland one year after graduating. Prices in the Baltimore area are about 4% above the national average, so a $71,795 salary here buys what about $68,712 buys in a typical US city.

Careers this field leads to

These are the jobs that the federal crosswalk from fields of study to occupations links to computer science, largest first. Pay is the median across all experience levels.

Software Developers

$138,680

Median pay in Maryland. 31,350 people work in this job in Maryland. Nationally, jobs are projected to grow 10% from 2025 to 2035, with about 95,300 openings a year. Typical education to start: bachelor's degree.

Bottom 10%: $87,690Top 10%: $222,610

Computer and Information Systems Managers

$171,490

Median pay in Maryland. 14,620 people work in this job in Maryland. Nationally, jobs are projected to grow 16% from 2025 to 2035, with about 53,500 openings a year. Typical education to start: bachelor's degree, plus 5 years or more of related work experience.

Bottom 10%: $106,620Top 10%: $245,830

Data Scientists

$136,370

Median pay in Maryland. 3,340 people work in this job in Maryland. Nationally, jobs are projected to grow 35% from 2025 to 2035, with about 24,800 openings a year. Typical education to start: bachelor's degree.

Bottom 10%: $77,930Top 10%: $213,270

Information Security Analysts

$139,640

Median pay in Maryland. 8,650 people work in this job in Maryland. Nationally, jobs are projected to grow 21% from 2025 to 2035, with about 14,100 openings a year. Typical education to start: bachelor's degree, plus less than 5 years of related work experience.

Bottom 10%: $79,130Top 10%: $216,570

About Towson University

In-state tuition and fees	$11,728 / year
Out-of-state tuition and fees	$29,820 / year
Average net price after aid	$17,413 / year
Admission rate	82%
Graduation rate (within 6 years)	69%
Undergraduate students	16,136

Computer Science ranks 2nd of 34 bachelor's programs at Towson University by first-year earnings. The top three are Nursing ($80,344), Computer Science ($71,795), and Accounting ($64,012).

Other computer science bachelor's programs near Towson

School	Distance	Year 1 pay	Debt
Towson UniversityTowson, MD · public		$71,795	$20,340
Loyola University MarylandBaltimore, MD · private nonprofit	3 mi	$61,017	$27,000
UMBCBaltimore, MD · public	11 mi	$83,684	$20,000
University of MarylandCollege Park, MD · public	33 mi	$99,756	$20,000
York College of PennsylvaniaYork, PA · private nonprofit	39 mi	$67,310	$27,000
Gettysburg CollegeGettysburg, PA · private nonprofit	45 mi	$74,642	$27,000

Common questions

The median graduate earns $71,795 one year after graduating and $110,595 five years after. The median across computer science bachelor's programs in Maryland is $71,795.

About this data

Earnings and debt only include students who received federal financial aid (grants or loans).
Earnings only count graduates who were working and not enrolled in more school. Graduates who went straight to further study are not included.
Debt only includes federal loans. Private loans and credit cards are not counted.
Some schools with several campuses report one combined figure for all of them. We count each of those schools once, and leave them out of Maryland comparisons when their main campus is in another state.
Scorecard figures describe graduating classes from several years ago. BLS wages are from May 2025.
School-level numbers like tuition, admission rate, and graduation rate are for the whole school, not the computer science program.

Sources

U.S. Department of Education, College Scorecard, field of study and institution files, June 2026 release
Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025
Bureau of Labor Statistics, Employment Projections 2025 to 2035
Bureau of Economic Analysis, Regional Price Parities, 2024
NCES, CIP 2020 to SOC 2018 crosswalk, and IPEDS institution directory, 2024

Computer Science bachelor's programs in Maryland, ranked5 programs by pay and debt Computer Science bachelor's programs in the US, ranked331 programs by pay and debt All Towson University programs, ranked34 programs by pay and debt