How much debt do Missouri Western State finance graduates have?

The median federal loan balance is $21,361, which ranks 4th lowest of 8 finance bachelor's programs in Missouri. That works out to about $226 a month over 10 years.

Is a finance degree from Missouri Western State worth it?

It depends on your other options. Debt equals 45% of first-year earnings, against a national median of 44%. Compare the cost with other Missouri programs before deciding.

Missouri Western State Finance (Bachelor's): Tuition, Graduate Salary, and Debt

Bachelor's in Finance and Financial Management Services
Public university
Saint Joseph, MO
About 13 graduates a year

College Scorecard June 2026 release · BLS wages May 2025

The short answer

Missouri Western State finance graduates earn less than graduates of most finance programs nationally, $47,265 in their first year. The typical graduate leaves with $21,361 in federal loans, close to the national median of $23,250. Several Missouri programs report higher pay.

First-year earnings$47,26518th percentile of 407 programs nationally

Median federal debt$21,3614th lowest of 8 Missouri programs

Debt-to-earnings45%Missouri median 46%, national 44%

How it compares

Each figure is the median for graduates of the program. The Missouri and national columns are the medians across all finance bachelor's programs that report the figure.

	Missouri Western State	Missouri	National
Earnings, 1 year after graduating	$47,265	$49,785	$53,373
Median federal debt at graduation	$21,361	$21,476	$23,250
Debt as share of first-year pay	45%	46%	44%
Programs compared		9	407

Debt and first-year pay at every Missouri finance program

Programs in the upper left give graduates higher pay for less debt. Dashed lines mark the Missouri medians.

Missouri Western StateOther Missouri programs

Hover over or tap a dot to see the school. Only programs that report both earnings and debt are shown.

Paying back the loans

On a standard 10-year plan, the median debt means a payment of about $226 a month, or 5.7% of a graduate's typical monthly pay in the first year.

Where graduates work, and what the pay is worth

Prices in the St. Joseph area are about 14% below the national average, so a $47,265 salary here buys what about $54,716 buys in a typical US city.

Careers this field leads to

These are the jobs that the federal crosswalk from fields of study to occupations links to finance, largest first. Pay is the median across all experience levels.

General and Operations Managers

$79,300

Median pay in Missouri. 109,020 people work in this job in Missouri. Nationally, jobs are projected to grow 5% from 2025 to 2035, with about 285,000 openings a year. Typical education to start: bachelor's degree, plus 5 years or more of related work experience.

Bottom 10%: $42,460Top 10%: $188,820

Financial Managers

$143,460

Median pay in Missouri. 13,330 people work in this job in Missouri. Nationally, jobs are projected to grow 10% from 2025 to 2035, with about 65,600 openings a year. Typical education to start: bachelor's degree, plus 5 years or more of related work experience.

Bottom 10%: $86,950Top 10%: $273,420

Securities, Commodities, and Financial Services Sales Agents

$78,500

Median pay in Missouri. 8,770 people work in this job in Missouri. Nationally, jobs are projected to grow 1% from 2025 to 2035, with about 35,100 openings a year. Typical education to start: bachelor's degree.

Bottom 10%: $47,620Top 10%: $194,070

Financial and Investment Analysts

$98,420

Median pay in Missouri. 4,430 people work in this job in Missouri. Nationally, jobs are projected to grow 7% from 2025 to 2035, with about 24,700 openings a year. Typical education to start: bachelor's degree.

Bottom 10%: $60,500Top 10%: $160,540

About Missouri Western State

In-state tuition and fees	$10,306 / year
Out-of-state tuition and fees	$20,866 / year
Average net price after aid	$13,251 / year
Graduation rate (within 6 years)	39%
Undergraduate students	2,219

Finance ranks 3rd of 18 bachelor's programs at Missouri Western State by first-year earnings. The top three are Nursing ($70,938), Computer and Information Science ($55,955), and Finance ($47,265).

Other finance bachelor's programs near Saint Joseph

School	Distance	Year 1 pay	Debt
Missouri Western StateSaint Joseph, MO · public		$47,265	$21,361
Benedictine CollegeAtchison, KS · private nonprofit	22 mi	$58,821	$26,959

Common questions

The median graduate earns $47,265 one year after graduating. The median across finance bachelor's programs in Missouri is $49,785.

About this data

Earnings and debt only include students who received federal financial aid (grants or loans).
Earnings only count graduates who were working and not enrolled in more school. Graduates who went straight to further study are not included.
Debt only includes federal loans. Private loans and credit cards are not counted.
Some schools with several campuses report one combined figure for all of them. We count each of those schools once, and leave them out of Missouri comparisons when their main campus is in another state.
Scorecard figures describe graduating classes from several years ago. BLS wages are from May 2025.
School-level numbers like tuition, admission rate, and graduation rate are for the whole school, not the finance program.

Sources

U.S. Department of Education, College Scorecard, field of study and institution files, June 2026 release
Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025
Bureau of Labor Statistics, Employment Projections 2025 to 2035
Bureau of Economic Analysis, Regional Price Parities, 2024
NCES, CIP 2020 to SOC 2018 crosswalk, and IPEDS institution directory, 2024

Finance bachelor's programs in Missouri, ranked9 programs by pay and debt Finance bachelor's programs in the US, ranked407 programs by pay and debt All Missouri Western State programs, ranked19 programs by pay and debt