How much debt do Xavier University English graduates have?

The median federal loan balance is $26,798, which ranks 14th lowest of 18 English bachelor's programs in Ohio. That works out to about $284 a month over 10 years.

Is a English degree from Xavier University worth it?

It depends on your other options. Debt equals 104% of first-year earnings, against a national median of 77%. Compare the cost with other Ohio programs before deciding.

Xavier University English (Bachelor's): Tuition, Graduate Salary, and Debt

Bachelor's in English Language and Literature, General
Private nonprofit university
Cincinnati, OH
About 21 graduates a year

College Scorecard June 2026 release · BLS wages May 2025

The short answer

Xavier University English graduates earn less than graduates of most English programs nationally, $25,683 in their first year. Debt is high. The typical graduate leaves with $26,798 in federal loans, more than at 77% of English programs in the country. Several Ohio programs report higher pay.

First-year earnings$25,68323rd percentile of 471 programs nationally

Earnings after 5 years$58,293127% more than year one

Median federal debt$26,79814th lowest of 18 Ohio programs

Debt-to-earnings104%Ohio median 93%, national 77%

How it compares

Each figure is the median for graduates of the program. The Ohio and national columns are the medians across all English bachelor's programs that report the figure.

	Xavier University	Ohio	National
Earnings, 1 year after graduating	$25,683	$27,355	$30,195
Earnings, 5 years after graduating	$58,293	$44,320	$47,348
Median federal debt at graduation	$26,798	$26,000	$24,498
Debt as share of first-year pay	104%	93%	77%
Programs compared		18	471

Five years out, Xavier University graduates earn more than the national figure and about $13,974 more than the Ohio median.

Debt and first-year pay at every Ohio English program

Programs in the upper left give graduates higher pay for less debt. Dashed lines mark the Ohio medians.

Xavier UniversityOther Ohio programs

Hover over or tap a dot to see the school. Only programs that report both earnings and debt are shown.

What graduates earn over time

Pay rises about 127% between the first and fifth year.

Xavier University grads, year 1$25,683

Xavier University grads, year 5$58,293

All Ohio English grads, year 5$44,320

Year 1 and year 5 figures come from different graduating classes, so the growth rate is an estimate.

Paying back the loans

On a standard 10-year plan, the median debt means a payment of about $284 a month, or 13.3% of a graduate's typical monthly pay in the first year.

Where graduates work, and what the pay is worth

Prices in the Cincinnati area are about 5% below the national average, so a $25,683 salary here buys what about $26,930 buys in a typical US city.

Careers this field leads to

These are the jobs that the federal crosswalk from fields of study to occupations links to English, largest first. Pay is the median across all experience levels.

Secondary School Teachers, Except Special and Career/Technical Education

$78,800

Median pay in Ohio. 49,540 people work in this job in Ohio. Nationally, jobs are projected to stay about the same in number from 2025 to 2035, with about 63,500 openings a year. Typical education to start: bachelor's degree.

Bottom 10%: $48,370Top 10%: $103,150

Proofreaders and Copy Markers

$55,560

Median pay in Ohio. 100 people work in this job in Ohio. Nationally, jobs are projected to shrink 1% from 2025 to 2035, with about 1,100 openings a year. Typical education to start: bachelor's degree.

Bottom 10%: $29,670Top 10%: $71,980

About Xavier University

Tuition and fees	$50,640 / year
Average net price after aid	$32,997 / year
Admission rate	86%
Graduation rate (within 6 years)	69%
Undergraduate students	4,207

English ranks 18th of 18 bachelor's programs at Xavier University by first-year earnings. The top three are Computer Science ($73,546), Nursing ($70,473), and Accounting ($60,200).

Other English bachelor's programs near Cincinnati

School	Distance	Year 1 pay	Debt
Xavier UniversityCincinnati, OH · private nonprofit		$25,683	$26,798
University of CincinnatiCincinnati, OH · public	2 mi	$30,946	$22,625
Northern Kentucky UniversityHighland Heights, KY · public	8 mi	$31,926	$24,585
Miami UniversityOxford, OH · public	28 mi	$27,356	$27,000
University of DaytonDayton, OH · private nonprofit	44 mi	$30,063	$24,398
Wright StateDayton, OH · public	49 mi	$33,011	$24,140
IU EastRichmond, IN · public	54 mi	$28,920	$26,991

Common questions

The median graduate earns $25,683 one year after graduating and $58,293 five years after. The median across English bachelor's programs in Ohio is $27,355.

About this data

Earnings and debt only include students who received federal financial aid (grants or loans).
Earnings only count graduates who were working and not enrolled in more school. Graduates who went straight to further study are not included.
Debt only includes federal loans. Private loans and credit cards are not counted.
Some schools with several campuses report one combined figure for all of them. We count each of those schools once, and leave them out of Ohio comparisons when their main campus is in another state.
Scorecard figures describe graduating classes from several years ago. BLS wages are from May 2025.
School-level numbers like tuition, admission rate, and graduation rate are for the whole school, not the English program.

Sources

U.S. Department of Education, College Scorecard, field of study and institution files, June 2026 release
Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025
Bureau of Labor Statistics, Employment Projections 2025 to 2035
Bureau of Economic Analysis, Regional Price Parities, 2024
NCES, CIP 2020 to SOC 2018 crosswalk, and IPEDS institution directory, 2024

English bachelor's programs in Ohio, ranked18 programs by pay and debt English bachelor's programs in the US, ranked471 programs by pay and debt All Xavier University programs, ranked18 programs by pay and debt