How much debt do University of Rochester mathematics graduates have?

The median federal loan balance is $22,500, which ranks 13th lowest of 20 mathematics bachelor's programs in New York. That works out to about $239 a month over 10 years.

Is a mathematics degree from University of Rochester worth it?

It depends on your other options. Debt equals 50% of first-year earnings, against a national median of 44%. Compare the cost with other New York programs before deciding.

University of Rochester Mathematics (Bachelor's): Tuition, Graduate Salary, and Debt

Bachelor's in Mathematics
Private nonprofit university
Rochester, NY
About 49 graduates a year

College Scorecard June 2026 release · BLS wages May 2025

The short answer

University of Rochester mathematics graduates earn about what mathematics graduates earn nationally, $45,426 in their first year. The typical graduate leaves with $22,500 in federal loans, close to the national median of $21,500. Several New York programs report higher pay.

First-year earnings$45,42635th percentile of 246 programs nationally

Earnings after 5 years$119,738164% more than year one

Median federal debt$22,50013th lowest of 20 New York programs

Debt-to-earnings50%New York median 41%, national 44%

How it compares

Each figure is the median for graduates of the program. The New York and national columns are the medians across all mathematics bachelor's programs that report the figure.

	University of Rochester	New York	National
Earnings, 1 year after graduating	$45,426	$45,880	$48,725
Earnings, 5 years after graduating	$119,738	$76,687	$69,322
Median federal debt at graduation	$22,500	$20,005	$21,500
Debt as share of first-year pay	50%	41%	44%
Programs compared		22	246

Five years out, University of Rochester graduates earn more than the national figure and about $43,051 more than the New York median.

Debt and first-year pay at every New York mathematics program

Programs in the upper left give graduates higher pay for less debt. Dashed lines mark the New York medians.

University of RochesterOther New York programs

Hover over or tap a dot to see the school. Only programs that report both earnings and debt are shown.

What graduates earn over time

Pay rises about 164% between the first and fifth year.

University of Rochester grads, year 1$45,426

University of Rochester grads, year 5$119,738

All New York mathematics grads, year 5$76,687

Year 1 and year 5 figures come from different graduating classes, so the growth rate is an estimate.

Paying back the loans

On a standard 10-year plan, the median debt means a payment of about $239 a month, or 6.3% of a graduate's typical monthly pay in the first year.

Two years into repayment (28 borrowers)	Share
Paid off in full	40–59%

The government publishes these as ranges to protect privacy. They were measured in 2018 to 2020, partly during the pandemic pause on federal loan payments, so the forbearance share may be higher than usual.

Where graduates work, and what the pay is worth

Prices in the Rochester area are about 3% below the national average, so a $45,426 salary here buys what about $46,814 buys in a typical US city.

Careers this field leads to

These are the jobs that the federal crosswalk from fields of study to occupations links to mathematics, largest first. Pay is the median across all experience levels.

Secondary School Teachers, Except Special and Career/Technical Education

$97,070

Median pay in New York. 70,660 people work in this job in New York. Nationally, jobs are projected to stay about the same in number from 2025 to 2035, with about 63,500 openings a year. Typical education to start: bachelor's degree.

Bottom 10%: $60,070Top 10%: $136,450

Data Scientists

$130,460

Median pay in New York. 23,970 people work in this job in New York. Nationally, jobs are projected to grow 35% from 2025 to 2035, with about 24,800 openings a year. Typical education to start: bachelor's degree.

Bottom 10%: $73,330Top 10%: $214,080

Natural Sciences Managers

$134,680

Median pay in New York. 5,690 people work in this job in New York. Nationally, jobs are projected to grow 8% from 2025 to 2035, with about 9,200 openings a year. Typical education to start: bachelor's degree, plus 5 years or more of related work experience.

Bottom 10%: $65,440Top 10%: $291,780

Statisticians

$136,020

Median pay in New York. 1,220 people work in this job in New York. Nationally, jobs are projected to grow 11% from 2025 to 2035, with about 1,900 openings a year. Typical education to start: master's degree.

Bottom 10%: $76,250Top 10%: $208,700

About University of Rochester

Tuition and fees	$67,080 / year
Average net price after aid	$29,278 / year
Admission rate	40%
Graduation rate (within 6 years)	85%
Undergraduate students	6,331

Mathematics ranks 9th of 18 bachelor's programs at University of Rochester by first-year earnings. The top three are Computer Science ($99,878), Electrical Engineering ($83,705), and Nursing ($75,093).

Other mathematics bachelor's programs near Rochester

School	Distance	Year 1 pay	Debt
University of RochesterRochester, NY · private nonprofit		$45,426	$22,500
SUNY College at GeneseoGeneseo, NY · public	25 mi	$43,803	$19,450
University at BuffaloBuffalo, NY · public	59 mi	$46,016	$18,750

Common questions

The median graduate earns $45,426 one year after graduating and $119,738 five years after. The median across mathematics bachelor's programs in New York is $45,880.

About this data

Earnings and debt only include students who received federal financial aid (grants or loans).
Earnings only count graduates who were working and not enrolled in more school. Graduates who went straight to further study are not included.
Debt only includes federal loans. Private loans and credit cards are not counted.
Some schools with several campuses report one combined figure for all of them. We count each of those schools once, and leave them out of New York comparisons when their main campus is in another state.
Scorecard figures describe graduating classes from several years ago. BLS wages are from May 2025.
School-level numbers like tuition, admission rate, and graduation rate are for the whole school, not the mathematics program.

Sources

U.S. Department of Education, College Scorecard, field of study and institution files, June 2026 release
Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025
Bureau of Labor Statistics, Employment Projections 2025 to 2035
Bureau of Economic Analysis, Regional Price Parities, 2024
NCES, CIP 2020 to SOC 2018 crosswalk, and IPEDS institution directory, 2024

Mathematics bachelor's programs in New York, ranked22 programs by pay and debt Mathematics bachelor's programs in the US, ranked246 programs by pay and debt All University of Rochester programs, ranked18 programs by pay and debt