How much debt do UM-Flint finance graduates have?

The median federal loan balance is $25,930, which ranks 12th lowest of 16 finance bachelor's programs in Michigan. That works out to about $275 a month over 10 years.

Is a finance degree from UM-Flint worth it?

It depends on your other options. Debt equals 52% of first-year earnings, against a national median of 44%. Compare the cost with other Michigan programs before deciding.

UM-Flint Finance (Bachelor's): Tuition, Graduate Salary, and Debt

Q: Do UM-Flint finance graduates stay in Michigan?

Most do. 89% (25 of 28) were working in Michigan one year after graduating.

Bachelor's in Finance and Financial Management Services
Public university
Flint, MI
About 31 graduates a year

College Scorecard June 2026 release · BLS wages May 2025

The short answer

UM-Flint finance graduates earn about what finance graduates earn nationally, $49,650 in their first year. The typical graduate leaves with $25,930 in federal loans, close to the national median of $23,250. Several Michigan programs report higher pay.

First-year earnings$49,65029th percentile of 407 programs nationally

Earnings after 5 years$76,48854% more than year one

Median federal debt$25,93012th lowest of 16 Michigan programs

Debt-to-earnings52%Michigan median 43%, national 44%

How it compares

Each figure is the median for graduates of the program. The Michigan and national columns are the medians across all finance bachelor's programs that report the figure.

	UM-Flint	Michigan	National
Earnings, 1 year after graduating	$49,650	$56,872	$53,373
Earnings, 5 years after graduating	$76,488	$75,671	$77,457
Median federal debt at graduation	$25,930	$24,072	$23,250
Debt as share of first-year pay	52%	43%	44%
Programs compared		16	407

Five years out, UM-Flint graduates earn about the national figure and about the same as the Michigan median.

Debt and first-year pay at every Michigan finance program

Programs in the upper left give graduates higher pay for less debt. Dashed lines mark the Michigan medians.

UM-FlintOther Michigan programs

Hover over or tap a dot to see the school. Only programs that report both earnings and debt are shown.

What graduates earn over time

Pay rises about 54% between the first and fifth year.

UM-Flint grads, year 1$49,650

UM-Flint grads, year 5$76,488

All Michigan finance grads, year 5$75,671

Year 1 and year 5 figures come from different graduating classes, so the growth rate is an estimate.

Paying back the loans

On a standard 10-year plan, the median debt means a payment of about $275 a month, or 6.6% of a graduate's typical monthly pay in the first year.

Two years into repayment (33 borrowers)	Share
Paying down the balance	40–59%

The government publishes these as ranges to protect privacy. They were measured in 2018 to 2020, partly during the pandemic pause on federal loan payments, so the forbearance share may be higher than usual.

Where graduates work, and what the pay is worth

89% of graduates (25 of 28) were working in Michigan one year after graduating. Prices in the Flint area are about 7% below the national average, so a $49,650 salary here buys what about $53,368 buys in a typical US city.

Careers this field leads to

These are the jobs that the federal crosswalk from fields of study to occupations links to finance, largest first. Pay is the median across all experience levels.

General and Operations Managers

$99,530

Median pay in Michigan. 85,860 people work in this job in Michigan. Nationally, jobs are projected to grow 5% from 2025 to 2035, with about 285,000 openings a year. Typical education to start: bachelor's degree, plus 5 years or more of related work experience.

Bottom 10%: $49,380Top 10%: $222,810

Financial Managers

$139,370

Median pay in Michigan. 22,490 people work in this job in Michigan. Nationally, jobs are projected to grow 10% from 2025 to 2035, with about 65,600 openings a year. Typical education to start: bachelor's degree, plus 5 years or more of related work experience.

Bottom 10%: $80,280Top 10%: $258,480

Securities, Commodities, and Financial Services Sales Agents

$73,480

Median pay in Michigan. 7,160 people work in this job in Michigan. Nationally, jobs are projected to grow 1% from 2025 to 2035, with about 35,100 openings a year. Typical education to start: bachelor's degree.

Bottom 10%: $46,640Top 10%: $172,680

Financial and Investment Analysts

$95,420

Median pay in Michigan. 7,400 people work in this job in Michigan. Nationally, jobs are projected to grow 7% from 2025 to 2035, with about 24,700 openings a year. Typical education to start: bachelor's degree.

Bottom 10%: $63,180Top 10%: $154,230

About UM-Flint

In-state tuition and fees	$14,704 / year
Out-of-state tuition and fees	$28,320 / year
Average net price after aid	$7,007 / year
Admission rate	70%
Graduation rate (within 6 years)	40%
Undergraduate students	4,411

Finance ranks 6th of 26 bachelor's programs at UM-Flint by first-year earnings. The top three are Nursing ($80,029), Mechanical Engineering ($74,974), and Diagnostic and Treatment Professions ($64,434).

Other finance bachelor's programs near Flint

School	Distance	Year 1 pay	Debt
UM-FlintFlint, MI · public		$49,650	$25,930
Baker CollegeOwosso, MI · private nonprofit	24 mi	$51,325	$31,822
Oakland UniversityRochester Hills, MI · public	34 mi	$61,804	$23,944
Saginaw Valley StateUniversity Center, MI · public	37 mi	$46,284	$21,250
Walsh CollegeTroy, MI · private nonprofit	41 mi	$58,735	$14,012
Michigan StateEast Lansing, MI · public	44 mi	$68,103	$23,250
Northwood UniversityMidland, MI · private nonprofit	51 mi	$56,940	$23,250
Eastern Michigan UniversityYpsilanti, MI · public	53 mi	$53,843	$25,847
UM-DearbornDearborn, MI · public	54 mi	$58,438	$22,150

Common questions

The median graduate earns $49,650 one year after graduating and $76,488 five years after. The median across finance bachelor's programs in Michigan is $56,872.

About this data

Earnings and debt only include students who received federal financial aid (grants or loans).
Earnings only count graduates who were working and not enrolled in more school. Graduates who went straight to further study are not included.
Debt only includes federal loans. Private loans and credit cards are not counted.
Some schools with several campuses report one combined figure for all of them. We count each of those schools once, and leave them out of Michigan comparisons when their main campus is in another state.
Scorecard figures describe graduating classes from several years ago. BLS wages are from May 2025.
School-level numbers like tuition, admission rate, and graduation rate are for the whole school, not the finance program.

Sources

U.S. Department of Education, College Scorecard, field of study and institution files, June 2026 release
Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025
Bureau of Labor Statistics, Employment Projections 2025 to 2035
Bureau of Economic Analysis, Regional Price Parities, 2024
NCES, CIP 2020 to SOC 2018 crosswalk, and IPEDS institution directory, 2024

Finance bachelor's programs in Michigan, ranked16 programs by pay and debt Finance bachelor's programs in the US, ranked407 programs by pay and debt All UM-Flint programs, ranked26 programs by pay and debt