How much debt do University of Miami English graduates have?

The median federal loan balance is $16,750, which ranks 3rd lowest of 13 English bachelor's programs in Florida. That works out to about $178 a month over 10 years.

Is a English degree from University of Miami worth it?

It depends on your other options. Debt equals 87% of first-year earnings, against a national median of 77%. Compare the cost with other Florida programs before deciding.

University of Miami English (Bachelor's): Tuition, Graduate Salary, and Debt

Bachelor's in English Language and Literature, General
Private nonprofit university
Coral Gables, FL
About 21 graduates a year

College Scorecard June 2026 release · BLS wages May 2025

The short answer

University of Miami English graduates earn less than graduates of most English programs nationally, $19,314 in their first year. Where this program stands out is debt. The typical graduate leaves with $16,750 in federal loans, less than at 90% of English programs in the country. Debt is low, but pay is also below the Florida median of $26,917.

First-year earnings$19,3142nd percentile of 471 programs nationally

Earnings after 5 years$70,837267% more than year one

Median federal debt$16,7503rd lowest of 13 Florida programs

Debt-to-earnings87%Florida median 70%, national 77%

How it compares

Each figure is the median for graduates of the program. The Florida and national columns are the medians across all English bachelor's programs that report the figure.

	University of Miami	Florida	National
Earnings, 1 year after graduating	$19,314	$26,917	$30,195
Earnings, 5 years after graduating	$70,837	$45,287	$47,348
Median federal debt at graduation	$16,750	$19,686	$24,498
Debt as share of first-year pay	87%	70%	77%
Programs compared		13	471

Five years out, University of Miami graduates earn more than the national figure and about $25,550 more than the Florida median.

Debt and first-year pay at every Florida English program

Programs in the upper left give graduates higher pay for less debt. Dashed lines mark the Florida medians.

University of MiamiOther Florida programs

Hover over or tap a dot to see the school. Only programs that report both earnings and debt are shown.

What graduates earn over time

Pay rises about 267% between the first and fifth year.

University of Miami grads, year 1$19,314

University of Miami grads, year 5$70,837

All Florida English grads, year 5$45,287

Year 1 and year 5 figures come from different graduating classes, so the growth rate is an estimate.

Paying back the loans

On a standard 10-year plan, the median debt means a payment of about $178 a month, or 11.1% of a graduate's typical monthly pay in the first year.

Where graduates work, and what the pay is worth

Prices in the Miami area are about 14% above the national average, so a $19,314 salary here buys what about $16,919 buys in a typical US city.

Careers this field leads to

These are the jobs that the federal crosswalk from fields of study to occupations links to English, largest first. Pay is the median across all experience levels.

Secondary School Teachers, Except Special and Career/Technical Education

$60,410

Median pay in Florida. 49,810 people work in this job in Florida. Nationally, jobs are projected to stay about the same in number from 2025 to 2035, with about 63,500 openings a year. Typical education to start: bachelor's degree.

Bottom 10%: $49,210Top 10%: $77,100

Proofreaders and Copy Markers

$35,610

Median pay in Florida. 200 people work in this job in Florida. Nationally, jobs are projected to shrink 1% from 2025 to 2035, with about 1,100 openings a year. Typical education to start: bachelor's degree.

Bottom 10%: $33,620Top 10%: $119,150

About University of Miami

Tuition and fees	$62,616 / year
Average net price after aid	$37,244 / year
Admission rate	19%
Graduation rate (within 6 years)	84%
Undergraduate students	12,913

English ranks 27th of 31 bachelor's programs at University of Miami by first-year earnings. The top three are Computer Science ($76,877), Nursing ($75,036), and Information Technology ($73,059).

Other English bachelor's programs near Coral Gables

School	Distance	Year 1 pay	Debt
University of MiamiCoral Gables, FL · private nonprofit		$19,314	$16,750
FIUMiami, FL · public	6 mi	$27,037	$18,871
FAUBoca Raton, FL · public	46 mi	$23,264	$17,912

Common questions

The median graduate earns $19,314 one year after graduating and $70,837 five years after. The median across English bachelor's programs in Florida is $26,917.

About this data

Earnings and debt only include students who received federal financial aid (grants or loans).
Earnings only count graduates who were working and not enrolled in more school. Graduates who went straight to further study are not included.
Debt only includes federal loans. Private loans and credit cards are not counted.
Some schools with several campuses report one combined figure for all of them. We count each of those schools once, and leave them out of Florida comparisons when their main campus is in another state.
Scorecard figures describe graduating classes from several years ago. BLS wages are from May 2025.
School-level numbers like tuition, admission rate, and graduation rate are for the whole school, not the English program.

Sources

U.S. Department of Education, College Scorecard, field of study and institution files, June 2026 release
Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025
Bureau of Labor Statistics, Employment Projections 2025 to 2035
Bureau of Economic Analysis, Regional Price Parities, 2024
NCES, CIP 2020 to SOC 2018 crosswalk, and IPEDS institution directory, 2024

English bachelor's programs in Florida, ranked13 programs by pay and debt English bachelor's programs in the US, ranked471 programs by pay and debt All University of Miami programs, ranked31 programs by pay and debt