How much debt do Kutztown University of Pennsylvania music graduates have?

The median federal loan balance is $27,000, which ranks 4th lowest of 9 music bachelor's programs in Pennsylvania. That works out to about $286 a month over 10 years.

Is a music degree from Kutztown University of Pennsylvania worth it?

It depends on your other options. Debt equals 152% of first-year earnings, against a national median of 92%. Compare the cost with other Pennsylvania programs before deciding.

Kutztown University of Pennsylvania Music (Bachelor's): Tuition, Graduate Salary, and Debt

Bachelor's in Music
Public university
Kutztown, PA
About 17 graduates a year

College Scorecard June 2026 release · BLS wages May 2025

The short answer

Kutztown University of Pennsylvania music graduates earn less than graduates of most music programs nationally, $17,725 in their first year. The typical graduate leaves with $27,000 in federal loans, close to the national median of $26,000. Several Pennsylvania programs report higher pay.

First-year earnings$17,72511th percentile of 229 programs nationally

Median federal debt$27,0004th lowest of 9 Pennsylvania programs

Debt-to-earnings152%Pennsylvania median 100%, national 92%

How it compares

Each figure is the median for graduates of the program. The Pennsylvania and national columns are the medians across all music bachelor's programs that report the figure.

	Kutztown University of Pennsylvania	Pennsylvania	National
Earnings, 1 year after graduating	$17,725	$27,556	$25,532
Median federal debt at graduation	$27,000	$27,000	$26,000
Debt as share of first-year pay	152%	100%	92%
Programs compared		11	229

Debt and first-year pay at every Pennsylvania music program

Programs in the upper left give graduates higher pay for less debt. Dashed lines mark the Pennsylvania medians.

Kutztown University of PennsylvaniaOther Pennsylvania programs

Hover over or tap a dot to see the school. Only programs that report both earnings and debt are shown.

Paying back the loans

On a standard 10-year plan, the median debt means a payment of about $286 a month, or 19.4% of a graduate's typical monthly pay in the first year.

Where graduates work, and what the pay is worth

Prices in the Reading area are about 3% below the national average, so a $17,725 salary here buys what about $18,262 buys in a typical US city.

Careers this field leads to

These are the jobs that the federal crosswalk from fields of study to occupations links to music, largest first. Pay is the median across all experience levels.

Secondary School Teachers, Except Special and Career/Technical Education

$78,800

Median pay in Pennsylvania. 52,240 people work in this job in Pennsylvania. Nationally, jobs are projected to stay about the same in number from 2025 to 2035, with about 63,500 openings a year. Typical education to start: bachelor's degree.

Bottom 10%: $51,440Top 10%: $102,360

Sound Engineering Technicians

$49,490

Median pay in Pennsylvania. 160 people work in this job in Pennsylvania. Nationally, jobs are projected to shrink 3% from 2025 to 2035, with about 1,000 openings a year. Typical education to start: postsecondary nondegree award.

Bottom 10%: $28,530Top 10%: $72,470

Music Directors and Composers

$61,160

Median pay in Pennsylvania. 580 people work in this job in Pennsylvania. Nationally, jobs are projected to grow 1% from 2025 to 2035, with about 4,200 openings a year. Typical education to start: bachelor's degree, plus less than 5 years of related work experience.

Bottom 10%: $36,540Top 10%: $109,380

About Kutztown University of Pennsylvania

In-state tuition and fees	$11,314 / year
Out-of-state tuition and fees	$16,068 / year
Average net price after aid	$21,331 / year
Admission rate	91%
Graduation rate (within 6 years)	54%
Undergraduate students	6,180

Music ranks 21st of 21 bachelor's programs at Kutztown University of Pennsylvania by first-year earnings. The top three are Special Education ($50,645), Computer and Information Science ($48,056), and Business Administration ($45,703).

Other music bachelor's programs near Kutztown

School	Distance	Year 1 pay	Debt
Kutztown University of PennsylvaniaKutztown, PA · public		$17,725	$27,000
Albright CollegeReading, PA · private nonprofit	12 mi	$21,285	$27,000
Lebanon Valley CollegeAnnville, PA · private nonprofit	40 mi	$49,383	$26,846
Millersville University of PennsylvaniaMillersville, PA · public	47 mi	$26,895	$27,000
Temple UniversityPhiladelphia, PA · public	49 mi	$19,507	$24,000
Rider UniversityLawrenceville, NJ · private nonprofit	57 mi	$20,727	$27,000

Common questions

The median graduate earns $17,725 one year after graduating. The median across music bachelor's programs in Pennsylvania is $27,556.

About this data

Earnings and debt only include students who received federal financial aid (grants or loans).
Earnings only count graduates who were working and not enrolled in more school. Graduates who went straight to further study are not included.
Debt only includes federal loans. Private loans and credit cards are not counted.
Some schools with several campuses report one combined figure for all of them. We count each of those schools once, and leave them out of Pennsylvania comparisons when their main campus is in another state.
Scorecard figures describe graduating classes from several years ago. BLS wages are from May 2025.
School-level numbers like tuition, admission rate, and graduation rate are for the whole school, not the music program.

Sources

U.S. Department of Education, College Scorecard, field of study and institution files, June 2026 release
Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025
Bureau of Labor Statistics, Employment Projections 2025 to 2035
Bureau of Economic Analysis, Regional Price Parities, 2024
NCES, CIP 2020 to SOC 2018 crosswalk, and IPEDS institution directory, 2024

Music bachelor's programs in Pennsylvania, ranked11 programs by pay and debt Music bachelor's programs in the US, ranked229 programs by pay and debt All Kutztown University of Pennsylvania programs, ranked21 programs by pay and debt