Is the allied health and medical assisting program at Eastwick College-Ramsey worth it?

On the numbers, yes for most students. Debt equals 31% of first-year earnings, against a national median of 36%, and the share of borrowers in default two years into repayment is 20% or less.

Eastwick College-Ramsey Allied Health and Medical Assisting (Certificate): Tuition, Graduate Salary, and Debt

Q: How much debt do Eastwick College-Ramsey allied health and medical assisting graduates have?

The median federal loan balance is $10,166, which ranks 9th lowest of 12 allied health and medical assisting certificate programs in New Jersey. That works out to about $108 a month over 10 years.

Certificate in Allied Health and Medical Assisting Services
Private for-profit college
Ramsey, NJ
About 8 graduates a year

College Scorecard June 2026 release · BLS wages May 2025

The short answer

Eastwick College-Ramsey allied health and medical assisting graduates earn more than graduates of most allied health and medical assisting programs nationally, $33,265 in their first year. The typical graduate leaves with $10,166 in federal loans, close to the national median of $9,500. It is one of the higher-paying allied health and medical assisting programs in New Jersey.

First-year earnings$33,26583rd percentile of 443 programs nationally

Earnings after 5 years$34,7925% more than year one

Median federal debt$10,1669th lowest of 12 New Jersey programs

Debt-to-earnings31%New Jersey median 32%, national 36%

How it compares

Each figure is the median for graduates of the program. The New Jersey and national columns are the medians across all allied health and medical assisting certificate programs that report the figure.

	Eastwick College-Ramsey	New Jersey	National
Earnings, 1 year after graduating	$33,265	$29,373	$28,082
Earnings, 5 years after graduating	$34,792	$34,051	$32,287
Median federal debt at graduation	$10,166	$9,500	$9,500
Debt as share of first-year pay	31%	32%	36%
Programs compared		13	443

Five years out, Eastwick College-Ramsey graduates earn more than the national figure and about the same as the New Jersey median.

Debt and first-year pay at every New Jersey allied health and medical assisting program

Programs in the upper left give graduates higher pay for less debt. Dashed lines mark the New Jersey medians.

Eastwick College-RamseyOther New Jersey programs

Hover over or tap a dot to see the school. Only programs that report both earnings and debt are shown.

What graduates earn over time

Pay rises about 5% between the first and fifth year.

Eastwick College-Ramsey grads, year 1$33,265

Eastwick College-Ramsey grads, year 5$34,792

All New Jersey allied health and medical assisting grads, year 5$34,051

Year 1 and year 5 figures come from different graduating classes, so the growth rate is an estimate.

Paying back the loans

On a standard 10-year plan, the median debt means a payment of about $108 a month, or 3.9% of a graduate's typical monthly pay in the first year.

Two years into repayment (60 borrowers)	Share
Paid off in full	20% or less
Paying down the balance	20–39%
Paused payments (forbearance)	20–39%
In default	20% or less

The government publishes these as ranges to protect privacy. They were measured in 2018 to 2020, partly during the pandemic pause on federal loan payments, so the forbearance share may be higher than usual.

Where graduates work, and what the pay is worth

Prices in the New York area are about 13% above the national average, so a $33,265 salary here buys what about $29,552 buys in a typical US city.

Careers this field leads to

These are the jobs that the federal crosswalk from fields of study to occupations links to allied health and medical assisting, largest first. Pay is the median across all experience levels.

Medical Assistants

$47,210

Median pay in New Jersey. 20,330 people work in this job in New Jersey. Nationally, jobs are projected to grow 13% from 2025 to 2035, with about 109,700 openings a year. Typical education to start: postsecondary nondegree award.

Bottom 10%: $37,010Top 10%: $58,070

Pharmacy Technicians

$39,610

Median pay in New Jersey. 14,020 people work in this job in New Jersey. Nationally, jobs are projected to grow 6% from 2025 to 2035, with about 44,700 openings a year. Typical education to start: high school diploma or equivalent.

Bottom 10%: $36,170Top 10%: $59,700

Clinical Laboratory Technologists and Technicians

$68,450

Median pay in New Jersey. 7,000 people work in this job in New Jersey. Nationally, jobs are projected to grow 3% from 2025 to 2035, with about 20,800 openings a year. Typical education to start: bachelor's degree.

Bottom 10%: $46,530Top 10%: $107,470

Surgical Technologists

$77,200

Median pay in New Jersey. 2,780 people work in this job in New Jersey. Nationally, jobs are projected to grow 5% from 2025 to 2035, with about 7,100 openings a year. Typical education to start: postsecondary nondegree award.

Bottom 10%: $48,270Top 10%: $100,490

About Eastwick College-Ramsey

Tuition and fees	$18,057 / year
Average net price after aid	$27,074 / year
Graduation rate (within 6 years)	75%
Undergraduate students	1,203

Allied Health and Medical Assisting is the only certificate program at Eastwick College-Ramsey that reports first-year earnings.

Other allied health and medical assisting certificate programs near Ramsey

School	Distance	Year 1 pay	Debt
Eastwick College-RamseyRamsey, NJ · private for-profit		$33,265	$10,166
Berkeley College-Woodland ParkWoodland Park, NJ · private for-profit	11 mi	$29,482	$10,415
Eastwick College-HackensackHackensack, NJ · private for-profit	13 mi	$26,979	$10,649
Fortis Institute-WayneWayne, NJ · private for-profit	14 mi	$27,871	$9,500
Westchester School for Medical & Dental AssistantsArdsley, NY · private for-profit	15 mi	$34,900	$4,728
Eastwick College-NutleyNutley, NJ · private for-profit	17 mi	$32,483	$9,500
National Career InstituteEast Orange, NJ · private for-profit	21 mi	$21,968	$9,500
Ace Institute of TechnologyNew York, NY · private for-profit	22 mi	$25,924	$5,375
New Community Career & Technical InstituteNewark, NJ · private nonprofit	22 mi	$28,848	$2,020

Common questions

The median graduate earns $33,265 one year after graduating and $34,792 five years after. The median across allied health and medical assisting certificate programs in New Jersey is $29,373.

About this data

Earnings and debt only include students who received federal financial aid (grants or loans).
Earnings only count graduates who were working and not enrolled in more school. Graduates who went straight to further study are not included.
Debt only includes federal loans. Private loans and credit cards are not counted.
Some schools with several campuses report one combined figure for all of them. We count each of those schools once, and leave them out of New Jersey comparisons when their main campus is in another state.
Scorecard figures describe graduating classes from several years ago. BLS wages are from May 2025.
School-level numbers like tuition, admission rate, and graduation rate are for the whole school, not the allied health and medical assisting program.

Sources

U.S. Department of Education, College Scorecard, field of study and institution files, June 2026 release
Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025
Bureau of Labor Statistics, Employment Projections 2025 to 2035
Bureau of Economic Analysis, Regional Price Parities, 2024
NCES, CIP 2020 to SOC 2018 crosswalk, and IPEDS institution directory, 2024

Allied Health and Medical Assisting certificate programs in New Jersey, ranked13 programs by pay and debt Allied Health and Medical Assisting certificate programs in the US, ranked443 programs by pay and debt All Eastwick College-Ramsey programs, ranked4 programs by pay and debt