How much debt do College of the Holy Cross accounting graduates have?

The median federal loan balance is $27,000, which ranks 8th lowest of 12 accounting bachelor's programs in Massachusetts. That works out to about $286 a month over 10 years.

Is a accounting degree from College of the Holy Cross worth it?

On the numbers, yes for most students. Debt equals 37% of first-year earnings, against a national median of 45%.

College of the Holy Cross Accounting (Bachelor's): Tuition, Graduate Salary, and Debt

Bachelor's in Accounting and Related Services
Private nonprofit college
Worcester, MA
About 25 graduates a year

College Scorecard June 2026 release · BLS wages May 2025

The short answer

College of the Holy Cross accounting graduates earn more than graduates of most accounting programs nationally, $73,234 in their first year. The typical graduate leaves with $27,000 in federal loans, close to the national median of $24,958. It is one of the higher-paying accounting degrees in Massachusetts.

First-year earnings$73,23497th percentile of 636 programs nationally

Median federal debt$27,0008th lowest of 12 Massachusetts programs

Debt-to-earnings37%Massachusetts median 43%, national 45%

How it compares

Each figure is the median for graduates of the program. The Massachusetts and national columns are the medians across all accounting bachelor's programs that report the figure.

	College of the Holy Cross	Massachusetts	National
Earnings, 1 year after graduating	$73,234	$65,304	$54,059
Median federal debt at graduation	$27,000	$26,716	$24,958
Debt as share of first-year pay	37%	43%	45%
Programs compared		14	636

Debt and first-year pay at every Massachusetts accounting program

Programs in the upper left give graduates higher pay for less debt. Dashed lines mark the Massachusetts medians.

College of the Holy CrossOther Massachusetts programs

Hover over or tap a dot to see the school. Only programs that report both earnings and debt are shown.

Paying back the loans

On a standard 10-year plan, the median debt means a payment of about $286 a month, or 4.7% of a graduate's typical monthly pay in the first year.

Where graduates work, and what the pay is worth

Prices in the Worcester area are about 3% above the national average, so a $73,234 salary here buys what about $71,432 buys in a typical US city.

Careers this field leads to

These are the jobs that the federal crosswalk from fields of study to occupations links to accounting, largest first. Pay is the median across all experience levels.

Accountants and Auditors

$99,460

Median pay in Massachusetts. 46,230 people work in this job in Massachusetts. Nationally, jobs are projected to grow 5% from 2025 to 2035, with about 115,300 openings a year. Typical education to start: bachelor's degree.

Bottom 10%: $70,460Top 10%: $160,100

Bookkeeping, Accounting, and Auditing Clerks

$59,830

Median pay in Massachusetts. 29,110 people work in this job in Massachusetts. Nationally, jobs are projected to shrink 6% from 2025 to 2035, with about 144,100 openings a year. Typical education to start: some college, no degree.

Bottom 10%: $40,760Top 10%: $81,080

Financial Managers

$206,760

Median pay in Massachusetts. 26,150 people work in this job in Massachusetts. Nationally, jobs are projected to grow 10% from 2025 to 2035, with about 65,600 openings a year. Typical education to start: bachelor's degree, plus 5 years or more of related work experience.

Bottom 10%: $120,850Top 10%: $332,490

Financial and Investment Analysts

$111,040

Median pay in Massachusetts. 14,790 people work in this job in Massachusetts. Nationally, jobs are projected to grow 7% from 2025 to 2035, with about 24,700 openings a year. Typical education to start: bachelor's degree.

Bottom 10%: $77,940Top 10%: $205,320

About College of the Holy Cross

Tuition and fees	$64,500 / year
Average net price after aid	$38,782 / year
Admission rate	18%
Graduation rate (within 6 years)	87%
Undergraduate students	3,106

Accounting ranks 2nd of 14 bachelor's programs at College of the Holy Cross by first-year earnings. The top three are Computer Science ($74,842), Accounting ($73,234), and Economics ($69,288).

Other accounting bachelor's programs near Worcester

School	Distance	Year 1 pay	Debt
College of the Holy CrossWorcester, MA · private nonprofit		$73,234	$27,000
Assumption UniversityWorcester, MA · private nonprofit	4 mi	$67,012	$26,931
Nichols CollegeDudley, MA · private nonprofit	15 mi	$53,761	$25,858
Framingham StateFramingham, MA · public	19 mi	$49,830	$26,348
Bryant UniversitySmithfield, RI · private nonprofit	26 mi	$64,665	$27,000
Lasell UniversityNewton, MA · private nonprofit	30 mi	$45,612	$26,500
Bentley UniversityWaltham, MA · private nonprofit	32 mi	$72,823	$27,000
Rhode Island CollegeProvidence, RI · public	32 mi	$48,921	$18,881
Providence CollegeProvidence, RI · private nonprofit	33 mi	$69,044	$27,000

Common questions

The median graduate earns $73,234 one year after graduating. The median across accounting bachelor's programs in Massachusetts is $65,304.

About this data

Earnings and debt only include students who received federal financial aid (grants or loans).
Earnings only count graduates who were working and not enrolled in more school. Graduates who went straight to further study are not included.
Debt only includes federal loans. Private loans and credit cards are not counted.
Some schools with several campuses report one combined figure for all of them. We count each of those schools once, and leave them out of Massachusetts comparisons when their main campus is in another state.
Scorecard figures describe graduating classes from several years ago. BLS wages are from May 2025.
School-level numbers like tuition, admission rate, and graduation rate are for the whole school, not the accounting program.

Sources

U.S. Department of Education, College Scorecard, field of study and institution files, June 2026 release
Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025
Bureau of Labor Statistics, Employment Projections 2025 to 2035
Bureau of Economic Analysis, Regional Price Parities, 2024
NCES, CIP 2020 to SOC 2018 crosswalk, and IPEDS institution directory, 2024

Accounting bachelor's programs in Massachusetts, ranked14 programs by pay and debt Accounting bachelor's programs in the US, ranked636 programs by pay and debt All College of the Holy Cross programs, ranked14 programs by pay and debt