Cal State San Marcos Finance (Bachelor's): Tuition, Graduate Salary, and Debt
- Bachelor's in Finance and Financial Management Services
- Public university
- San Marcos, CA
College Scorecard June 2026 release · BLS wages May 2025
The short answer
Cal State San Marcos finance graduates earn about what finance graduates earn nationally, $54,408 in their first year. Where this program stands out is debt. The typical graduate leaves with $15,125 in federal loans, less than at 95% of finance programs in the country. Strong value, but not one of the highest-paying finance degrees in California.
How it compares
Each figure is the median for graduates of the program. The California and national columns are the medians across all finance bachelor's programs that report the figure.
Five years out, Cal State San Marcos graduates earn more than the national figure and about the same as the California median.
Debt and first-year pay at every California finance program
Programs in the upper left give graduates higher pay for less debt. Dashed lines mark the California medians.
Hover over or tap a dot to see the school. Only programs that report both earnings and debt are shown.
What graduates earn over time
Pay rises about 60% between the first and fifth year.
Year 1 and year 5 figures come from different graduating classes, so the growth rate is an estimate.
Does family income change the outcome?
Graduates who received Pell Grants, which go to students from lower-income families, earned $2,786 less in their first year than other graduates. They also borrowed more. Students who expect to rely on grants should weigh this gap.
Paying back the loans
On a standard 10-year plan, the median debt means a payment of about $160 a month, or 3.5% of a graduate's typical monthly pay in the first year.
The government publishes these as ranges to protect privacy. They were measured in 2018 to 2020, partly during the pandemic pause on federal loan payments, so the forbearance share may be higher than usual.
Where graduates work, and what the pay is worth
96% of graduates (80 of 83) were working in California one year after graduating. Prices in the San Diego area are about 12% above the national average, so a $54,408 salary here buys what about $48,628 buys in a typical US city.
Careers this field leads to
These are the jobs that the federal crosswalk from fields of study to occupations links to finance, largest first. Pay is the median across all experience levels.
General and Operations Managers
$124,390Median pay in California. 300,840 people work in this job in California. Nationally, jobs are projected to grow 5% from 2025 to 2035, with about 285,000 openings a year. Typical education to start: bachelor's degree, plus 5 years or more of related work experience.
Financial Managers
$180,770Median pay in California. 93,310 people work in this job in California. Nationally, jobs are projected to grow 10% from 2025 to 2035, with about 65,600 openings a year. Typical education to start: bachelor's degree, plus 5 years or more of related work experience.
Securities, Commodities, and Financial Services Sales Agents
$79,730Median pay in California. 55,860 people work in this job in California. Nationally, jobs are projected to grow 1% from 2025 to 2035, with about 35,100 openings a year. Typical education to start: bachelor's degree.
Financial and Investment Analysts
$109,110Median pay in California. 45,380 people work in this job in California. Nationally, jobs are projected to grow 7% from 2025 to 2035, with about 24,700 openings a year. Typical education to start: bachelor's degree.
About Cal State San Marcos
Finance ranks 9th of 35 bachelor's programs at Cal State San Marcos by first-year earnings. The top three are Nursing ($103,799), Accounting ($63,366), and Computer Systems Analysis ($61,054).
Other finance bachelor's programs near San Marcos
Common questions
The median graduate earns $54,408 one year after graduating and $87,253 five years after. The median across finance bachelor's programs in California is $58,593.
The median federal loan balance is $15,125, which ranks 7th lowest of 12 finance bachelor's programs in California. That works out to about $160 a month over 10 years.
On the numbers, yes for most students. Debt equals 28% of first-year earnings, against a national median of 44%. If the highest possible early salary is the main goal, several California programs report higher pay, usually with more debt.
Most do. 96% (80 of 83) were working in California one year after graduating.
About this data
- Earnings and debt only include students who received federal financial aid (grants or loans).
- Earnings only count graduates who were working and not enrolled in more school. Graduates who went straight to further study are not included.
- Debt only includes federal loans. Private loans and credit cards are not counted.
- Some schools with several campuses report one combined figure for all of them. We count each of those schools once, and leave them out of California comparisons when their main campus is in another state.
- Scorecard figures describe graduating classes from several years ago. BLS wages are from May 2025.
- School-level numbers like tuition, admission rate, and graduation rate are for the whole school, not the finance program.
Sources
- U.S. Department of Education, College Scorecard, field of study and institution files, June 2026 release
- Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025
- Bureau of Labor Statistics, Employment Projections 2025 to 2035
- Bureau of Economic Analysis, Regional Price Parities, 2024
- NCES, CIP 2020 to SOC 2018 crosswalk, and IPEDS institution directory, 2024