How much debt do UPR Mayaguez psychology graduates have?

The median federal loan balance is $5,500, which ranks the lowest of 6 psychology bachelor's programs in Puerto Rico. That works out to about $58 a month over 10 years.

Is a psychology degree from UPR Mayaguez worth it?

On the numbers, yes for most students. Debt equals 67% of first-year earnings, against a national median of 78%. If the highest possible early salary is the main goal, several Puerto Rico programs report higher pay, usually with more debt.

UPR Mayaguez Psychology (Bachelor's): Tuition, Graduate Salary, and Debt

Bachelor's in Psychology, General
Public university
Mayaguez, PR
About 97 graduates a year

College Scorecard June 2026 release · BLS wages May 2025

The short answer

UPR Mayaguez psychology graduates earn less than graduates of most psychology programs nationally, $8,194 in their first year. Where this program stands out is debt. The typical graduate leaves with $5,500 in federal loans, less than at more than 99% of psychology programs in the country. Debt is low, but pay is also below the Puerto Rico median of $18,386.

First-year earnings$8,194Bottom 1% of 875 programs nationally

Earnings after 5 years$30,688275% more than year one

Median federal debt$5,500The lowest of 6 Puerto Rico programs

Debt-to-earnings67%Puerto Rico median 63%, national 78%

How it compares

Each figure is the median for graduates of the program. The Puerto Rico and national columns are the medians across all psychology bachelor's programs that report the figure.

	UPR Mayaguez	Puerto Rico	National
Earnings, 1 year after graduating	$8,194	$18,386	$31,479
Earnings, 5 years after graduating	$30,688	$26,161	$49,019
Median federal debt at graduation	$5,500	$10,758	$25,624
Debt as share of first-year pay	67%	63%	78%
Programs compared		6	875

Five years out, UPR Mayaguez graduates earn less than the national figure but about $4,527 more than the Puerto Rico median.

Debt and first-year pay at every Puerto Rico psychology program

Programs in the upper left give graduates higher pay for less debt. Dashed lines mark the Puerto Rico medians.

UPR MayaguezOther Puerto Rico programs

Hover over or tap a dot to see the school. Only programs that report both earnings and debt are shown.

What graduates earn over time

Pay rises about 275% between the first and fifth year.

UPR Mayaguez grads, year 1$8,194

UPR Mayaguez grads, year 5$30,688

All Puerto Rico psychology grads, year 5$26,161

Year 1 and year 5 figures come from different graduating classes, so the growth rate is an estimate.

Paying back the loans

On a standard 10-year plan, the median debt means a payment of about $58 a month, or 8.5% of a graduate's typical monthly pay in the first year.

Careers this field leads to

These are the jobs that the federal crosswalk from fields of study to occupations links to psychology, largest first. Pay is the median across all experience levels.

Clinical and Counseling Psychologists

$67,660

Median pay in Puerto Rico. 330 people work in this job in Puerto Rico. Nationally, jobs are projected to grow 12% from 2025 to 2035, with about 4,100 openings a year. Typical education to start: doctoral or professional degree.

Bottom 10%: $46,340Top 10%: $90,410

Social Science Research Assistants

$61,990

Median pay nationwide. Nationally, jobs are projected to grow 5% from 2025 to 2035, with about 4,900 openings a year. Typical education to start: bachelor's degree.

Industrial-Organizational Psychologists

$193,950

Median pay nationwide. Nationally, jobs are projected to grow 7% from 2025 to 2035, with about 300 openings a year. Typical education to start: master's degree.

About UPR Mayaguez

Tuition and fees	$5,274 / year
Average net price after aid	$17,936 / year
Admission rate	57%
Graduation rate (within 6 years)	49%
Undergraduate students	9,539

Psychology ranks 20th of 21 bachelor's programs at UPR Mayaguez by first-year earnings. The top three are Computer Engineering ($83,545), Electrical Engineering ($77,221), and Mechanical Engineering ($64,869).

Other psychology bachelor's programs near Mayaguez

School	Distance	Year 1 pay	Debt
UPR MayaguezMayaguez, PR · public		$8,194	$5,500
Pontifical Catholic University of Puerto Rico-PoncePonce, PR · private nonprofit	37 mi	$26,047	$12,250

Common questions

The median graduate earns $8,194 one year after graduating and $30,688 five years after. The median across psychology bachelor's programs in Puerto Rico is $18,386.

About this data

Earnings and debt only include students who received federal financial aid (grants or loans).
Earnings only count graduates who were working and not enrolled in more school. Graduates who went straight to further study are not included.
Debt only includes federal loans. Private loans and credit cards are not counted.
Some schools with several campuses report one combined figure for all of them. We count each of those schools once, and leave them out of Puerto Rico comparisons when their main campus is in another state.
Scorecard figures describe graduating classes from several years ago. BLS wages are from May 2025.
School-level numbers like tuition, admission rate, and graduation rate are for the whole school, not the psychology program.

Sources

U.S. Department of Education, College Scorecard, field of study and institution files, June 2026 release
Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025
Bureau of Labor Statistics, Employment Projections 2025 to 2035
Bureau of Economic Analysis, Regional Price Parities, 2024
NCES, CIP 2020 to SOC 2018 crosswalk, and IPEDS institution directory, 2024

Psychology bachelor's programs in Puerto Rico, ranked6 programs by pay and debt Psychology bachelor's programs in the US, ranked875 programs by pay and debt All UPR Mayaguez programs, ranked21 programs by pay and debt