Which UMass Lowell bachelor's program has the lowest debt?

Political Science graduates leave with a median of $19,900 in federal loans, the lowest among 27 UMass Lowell bachelor's programs that report debt.

How much does UMass Lowell cost?

In-state tuition and fees are $16,966 a year, and $36,264 for out-of-state students. After grants and scholarships, the average net price is $17,163 a year.

How many UMass Lowell programs report graduate pay?

27 bachelor's programs, one associate's program, and one certificate program at UMass Lowell report first-year pay, and all of them also report federal debt.

UMass Lowell Programs, Ranked by Graduate Pay and Debt

University of Massachusetts-Lowell
Public university
Lowell, MA
11,434 undergraduates

College Scorecard June 2026 release

The short answer

27 UMass Lowell bachelor's programs report what graduates earn. Computer Science pays the most in the first year ($86,167), and History the least ($27,586). The median program pays $46,526. UMass Lowell also has one associate's program and one certificate program that report pay.

In-state tuition and fees$16,966Per year. Out-of-state $36,264

Average net price after aid$17,163Per year

Graduation rate65%Within 6 years

Admission rate83%Of applicants

All 27 bachelor's programs, ranked

Each figure is the median for the program's graduates. "Rank in Massachusetts" compares first-year pay with the same field's bachelor's programs across Massachusetts. Programs that don't report a figure are listed last when you sort by it.

#	Program	Year 1 pay	Year 5 pay	Debt	Rank in Massachusetts
1	Computer ScienceAbout 218 graduates a year	$86,167	$127,238	$27,000	10th of 20
2	Computer EngineeringAbout 54 graduates a year	$85,280	Not reported	$27,000	4th of 6
3	Electrical EngineeringAbout 123 graduates a year	$82,798	$95,858	$27,000	6th of 11
4	NursingAbout 99 graduates a year	$78,247	$93,215	$27,000	18th of 21
5	Chemical EngineeringAbout 67 graduates a year	$77,380	$100,143	$27,000	4th of 6
6	Polymer and Plastics EngineeringAbout 32 graduates a year	$77,114	$96,500	$27,000	1st of 1
7	Mechanical EngineeringAbout 156 graduates a year	$73,414	$95,465	$27,000	9th of 11
8	Medical Laboratory ScienceAbout 29 graduates a year	$69,216	$75,806	$27,000	3rd of 3
9	Information ScienceAbout 144 graduates a year	$68,362	$85,758	$27,820	3rd of 5
10	Civil EngineeringAbout 75 graduates a year	$65,103	$84,162	$27,000	7th of 8
11	Business AdministrationAbout 615 graduates a year	$52,657	$69,684	$25,000	13th of 32
12	MathematicsAbout 41 graduates a year	$49,571	$73,307	$25,539	10th of 15
13	PhysicsAbout 22 graduates a year	$48,324	Not reported	$22,177	3rd of 3
14	BiologyAbout 114 graduates a year	$46,526	$77,274	$26,747	3rd of 32
15	Environmental Science and ConservationAbout 26 graduates a year	$45,215	Not reported	$27,000	5th of 16
16	Public HealthAbout 66 graduates a year	$43,046	Not reported	$27,000	3rd of 5
17	Criminal JusticeAbout 210 graduates a year	$41,938	$66,631	$26,000	11th of 16
18	EconomicsAbout 31 graduates a year	$41,910	Not reported	$26,500	19th of 21
19	Design and Applied ArtsAbout 23 graduates a year	$41,020	Not reported	$27,000	5th of 14
20	PsychologyAbout 210 graduates a year	$40,054	$52,247	$25,925	6th of 32
21	Liberal Arts and General StudiesAbout 82 graduates a year	$37,140	$45,337	$27,000	7th of 12
22	Fine and Studio ArtsAbout 21 graduates a year	$36,236	$63,880	$27,000	2nd of 16
23	Rehabilitation and TherapyGraduates a year not reported	$35,605	$73,414	$26,750	4th of 5
24	Political ScienceAbout 26 graduates a year	$35,330	Not reported	$19,900	25th of 29
25	MusicAbout 35 graduates a year	$35,311	$59,730	$27,000	1st of 4
26	EnglishAbout 88 graduates a year	$30,408	$46,861	$27,000	21st of 28
27	HistoryAbout 30 graduates a year	$27,586	$55,194	$24,250	16th of 20

Program names link to the program's own page, and Massachusetts ranks link to the full ranking for the field. A program gets its own page when it reports both pay and debt and at least five Massachusetts programs in the field do too.

Some nursing bachelor's programs are for nurses who are already licensed and working (RN-to-BSN). College Scorecard counts them with programs for new students, and their graduates' pay reflects years of nursing experience, so high pay at a program here may not mean higher starting pay for a new nurse.

4 more bachelor's programs report debt but not pay, so they aren't listed.

One associate's program

Each figure is the median for the program's graduates. "Rank in Massachusetts" compares first-year pay with the same field's associate's programs across Massachusetts.

Program	Year 1 pay	Year 5 pay	Debt	Rank in Massachusetts
Information ScienceAbout 14 graduates a year	$52,706	Not reported	$17,355	1st of 1

One certificate program

Each figure is the median for the program's graduates. "Rank in Massachusetts" compares first-year pay with the same field's certificate programs across Massachusetts.

Program	Year 1 pay	Year 5 pay	Debt	Rank in Massachusetts
Criminal JusticeAbout 40 graduates a year	$49,078	$38,784	$23,643	1st of 1

2 more certificate programs report debt but not pay, so they aren't listed.

Quick picks: bachelor's programs

Highest first-year pay

Lowest median debt

Political Science$19,900
Physics$22,177
History$24,250
Business Administration$25,000
Mathematics$25,539

Largest programs

Business AdministrationAbout 615 graduates a year
Computer ScienceAbout 218 graduates a year
Criminal JusticeAbout 210 graduates a year
PsychologyAbout 210 graduates a year
Mechanical EngineeringAbout 156 graduates a year

Common questions

Computer Science graduates earn a median of $86,167 in their first year, the most of 27 UMass Lowell bachelor's programs that report pay.

About this data

Earnings and debt only include students who received federal financial aid, and earnings only count graduates who were working and not enrolled in more school.
Debt only includes federal loans. Private loans and credit cards are not counted.
Tuition, net price, graduation rate, and admission rate are for the whole school, not one program.
Some schools with several campuses report one combined figure for all of them. We count each of those schools once, and leave them out of Massachusetts rankings when their main campus is in another state.
Scorecard figures describe graduating classes from several years ago.

Sources

U.S. Department of Education, College Scorecard, field of study and institution files, June 2026 release
NCES, IPEDS tuition and fees, 2023-24, for in-district tuition labels