How much debt do University of Mary Hardin-Baylor biology graduates have?

The median federal loan balance is $27,000, which ranks 36th lowest of 43 biology bachelor's programs in Texas. That works out to about $286 a month over 10 years.

Is a biology degree from University of Mary Hardin-Baylor worth it?

On the numbers, yes for most students. Debt equals 74% of first-year earnings, against a national median of 75%.

University of Mary Hardin-Baylor Biology (Bachelor's): Tuition, Graduate Salary, and Debt

Bachelor's in Biology, General
Private nonprofit university
Belton, TX
About 31 graduates a year

College Scorecard June 2026 release · BLS wages May 2025

The short answer

University of Mary Hardin-Baylor biology graduates earn more than graduates of most biology programs nationally, $36,637 in their first year. The typical graduate leaves with $27,000 in federal loans, close to the national median of $25,000. It is one of the higher-paying biology degrees in Texas.

First-year earnings$36,63778th percentile of 795 programs nationally

Median federal debt$27,00036th lowest of 43 Texas programs

Debt-to-earnings74%Texas median 76%, national 75%

How it compares

Each figure is the median for graduates of the program. The Texas and national columns are the medians across all biology bachelor's programs that report the figure.

	University of Mary Hardin-Baylor	Texas	National
Earnings, 1 year after graduating	$36,637	$30,432	$32,212
Median federal debt at graduation	$27,000	$23,488	$25,000
Debt as share of first-year pay	74%	76%	75%
Programs compared		43	795

Debt and first-year pay at every Texas biology program

Programs in the upper left give graduates higher pay for less debt. Dashed lines mark the Texas medians.

University of Mary Hardin-BaylorOther Texas programs

Hover over or tap a dot to see the school. Only programs that report both earnings and debt are shown.

Paying back the loans

On a standard 10-year plan, the median debt means a payment of about $286 a month, or 9.4% of a graduate's typical monthly pay in the first year.

Where graduates work, and what the pay is worth

Prices in the Killeen area are about 9% below the national average, so a $36,637 salary here buys what about $40,202 buys in a typical US city.

Careers this field leads to

These are the jobs that the federal crosswalk from fields of study to occupations links to biology, largest first. Pay is the median across all experience levels.

Secondary School Teachers, Except Special and Career/Technical Education

$63,590

Median pay in Texas. 111,660 people work in this job in Texas. Nationally, jobs are projected to stay about the same in number from 2025 to 2035, with about 63,500 openings a year. Typical education to start: bachelor's degree.

Bottom 10%: $50,410Top 10%: $78,020

Medical Scientists, Except Epidemiologists

$80,470

Median pay in Texas. 11,920 people work in this job in Texas. Nationally, jobs are projected to grow 13% from 2025 to 2035, with about 10,500 openings a year. Typical education to start: doctoral or professional degree.

Bottom 10%: $63,870Top 10%: $144,060

Natural Sciences Managers

$129,960

Median pay in Texas. 7,470 people work in this job in Texas. Nationally, jobs are projected to grow 8% from 2025 to 2035, with about 9,200 openings a year. Typical education to start: bachelor's degree, plus 5 years or more of related work experience.

Bottom 10%: $74,200Top 10%: $213,280

Biological Technicians

$50,130

Median pay in Texas. 2,730 people work in this job in Texas. Nationally, jobs are projected to grow 7% from 2025 to 2035, with about 9,400 openings a year. Typical education to start: bachelor's degree.

Bottom 10%: $36,960Top 10%: $80,600

About University of Mary Hardin-Baylor

Tuition and fees	$32,020 / year
Average net price after aid	$26,106 / year
Admission rate	96%
Graduation rate (within 6 years)	49%
Undergraduate students	2,759

Biology ranks 10th of 14 bachelor's programs at University of Mary Hardin-Baylor by first-year earnings. The top three are Nursing ($76,167), Engineering ($63,830), and Accounting ($59,814).

Other biology bachelor's programs near Belton

School	Distance	Year 1 pay	Debt
University of Mary Hardin-BaylorBelton, TX · private nonprofit		$36,637	$27,000
Baylor UniversityWaco, TX · private nonprofit	39 mi	$24,408	$23,850
Concordia University TexasAustin, TX · private nonprofit	50 mi	$26,001	$26,500
UT AustinAustin, TX · public	57 mi	$31,832	$21,893

Common questions

The median graduate earns $36,637 one year after graduating. The median across biology bachelor's programs in Texas is $30,432.

About this data

Earnings and debt only include students who received federal financial aid (grants or loans).
Earnings only count graduates who were working and not enrolled in more school. Graduates who went straight to further study are not included.
Debt only includes federal loans. Private loans and credit cards are not counted.
Some schools with several campuses report one combined figure for all of them. We count each of those schools once, and leave them out of Texas comparisons when their main campus is in another state.
Scorecard figures describe graduating classes from several years ago. BLS wages are from May 2025.
School-level numbers like tuition, admission rate, and graduation rate are for the whole school, not the biology program.

Sources

U.S. Department of Education, College Scorecard, field of study and institution files, June 2026 release
Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025
Bureau of Labor Statistics, Employment Projections 2025 to 2035
Bureau of Economic Analysis, Regional Price Parities, 2024
NCES, CIP 2020 to SOC 2018 crosswalk, and IPEDS institution directory, 2024

Biology bachelor's programs in Texas, ranked43 programs by pay and debt Biology bachelor's programs in the US, ranked795 programs by pay and debt All University of Mary Hardin-Baylor programs, ranked14 programs by pay and debt