UC Santa Cruz Philosophy (Bachelor's): Tuition, Graduate Salary, and Debt
- Bachelor's in Philosophy
- Public university
- Santa Cruz, CA
- About 51 graduates a year
College Scorecard June 2026 release · BLS wages May 2025
The short answer
UC Santa Cruz philosophy graduates earn about what philosophy graduates earn nationally, $30,285 in their first year. Where this program stands out is debt. The typical graduate leaves with $15,832 in federal loans, less than at 83% of philosophy programs in the country. Strong value, but not one of the highest-paying philosophy degrees in California.
How it compares
Each figure is the median for graduates of the program. The California and national columns are the medians across all philosophy bachelor's programs that report the figure.
Five years out, UC Santa Cruz graduates earn less than the national figure and about $4,859 less than the California median. Several California programs with higher debt show higher pay by the five-year mark.
Debt and first-year pay at every California philosophy program
Programs in the upper left give graduates higher pay for less debt. Dashed lines mark the California medians.
Hover over or tap a dot to see the school. Only programs that report both earnings and debt are shown.
What graduates earn over time
Pay rises about 66% between the first and fifth year.
Year 1 and year 5 figures come from different graduating classes, so the growth rate is an estimate.
Paying back the loans
On a standard 10-year plan, the median debt means a payment of about $168 a month, or 6.7% of a graduate's typical monthly pay in the first year.
The government publishes these as ranges to protect privacy. They were measured in 2018 to 2020, partly during the pandemic pause on federal loan payments, so the forbearance share may be higher than usual.
Where graduates work, and what the pay is worth
85% of graduates (39 of 46) were working in California one year after graduating. Prices in the Santa Cruz area are about 10% above the national average, so a $30,285 salary here buys what about $27,558 buys in a typical US city.
Careers this field leads to
These are the jobs that the federal crosswalk from fields of study to occupations links to philosophy, largest first. Pay is the median across all experience levels.
Natural Sciences Managers
$210,230Median pay in California. 14,950 people work in this job in California. Nationally, jobs are projected to grow 8% from 2025 to 2035, with about 9,200 openings a year. Typical education to start: bachelor's degree, plus 5 years or more of related work experience.
Mathematicians
$126,710Median pay in California. 250 people work in this job in California. Nationally, jobs are projected to grow 1% from 2025 to 2035, with about 100 openings a year. Typical education to start: master's degree.
About UC Santa Cruz
Philosophy ranks 23rd of 35 bachelor's programs at UC Santa Cruz by first-year earnings. The top three are Computer Engineering ($79,969), Electrical Engineering ($78,842), and Computer Science ($75,150).
Other philosophy bachelor's programs near Santa Cruz
Common questions
The median graduate earns $30,285 one year after graduating and $50,265 five years after. The median across philosophy bachelor's programs in California is $29,326.
The median federal loan balance is $15,832, which ranks 8th lowest of 13 philosophy bachelor's programs in California. That works out to about $168 a month over 10 years.
On the numbers, yes for most students. Debt equals 52% of first-year earnings, against a national median of 67%, and the share of borrowers in default two years into repayment is 20% or less. If the highest possible early salary is the main goal, several California programs report higher pay.
Most do. 85% (39 of 46) were working in California one year after graduating.
About this data
- Earnings and debt only include students who received federal financial aid (grants or loans).
- Earnings only count graduates who were working and not enrolled in more school. Graduates who went straight to further study are not included.
- Debt only includes federal loans. Private loans and credit cards are not counted.
- Some schools with several campuses report one combined figure for all of them. We count each of those schools once, and leave them out of California comparisons when their main campus is in another state.
- Scorecard figures describe graduating classes from several years ago. BLS wages are from May 2025.
- School-level numbers like tuition, admission rate, and graduation rate are for the whole school, not the philosophy program.
Sources
- U.S. Department of Education, College Scorecard, field of study and institution files, June 2026 release
- Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025
- Bureau of Labor Statistics, Employment Projections 2025 to 2035
- Bureau of Economic Analysis, Regional Price Parities, 2024
- NCES, CIP 2020 to SOC 2018 crosswalk, and IPEDS institution directory, 2024