How much debt do University of Baltimore psychology graduates have?

The median federal loan balance is $21,956, which ranks 5th lowest of 17 psychology bachelor's programs in Maryland. That works out to about $233 a month over 10 years.

Is a psychology degree from University of Baltimore worth it?

On the numbers, yes for most students. Debt equals 64% of first-year earnings, against a national median of 78%. If the highest possible early salary is the main goal, several Maryland programs report higher pay, usually with more debt.

University of Baltimore Psychology (Bachelor's): Tuition, Graduate Salary, and Debt

Q: Do University of Baltimore psychology graduates stay in Maryland?

Most do. 96% (24 of 25) were working in Maryland one year after graduating.

Bachelor's in Psychology, General
Public university
Baltimore, MD
About 26 graduates a year

College Scorecard June 2026 release · BLS wages May 2025

The short answer

University of Baltimore psychology graduates earn about what psychology graduates earn nationally, $34,426 in their first year. Where this program stands out is debt. The typical graduate leaves with $21,956 in federal loans, less than at 80% of psychology programs in the country. Strong value, but not one of the highest-paying psychology degrees in Maryland.

First-year earnings$34,42673rd percentile of 875 programs nationally

Median federal debt$21,9565th lowest of 17 Maryland programs

Debt-to-earnings64%Maryland median 78%, national 78%

How it compares

Each figure is the median for graduates of the program. The Maryland and national columns are the medians across all psychology bachelor's programs that report the figure.

	University of Baltimore	Maryland	National
Earnings, 1 year after graduating	$34,426	$31,463	$31,479
Median federal debt at graduation	$21,956	$25,283	$25,624
Debt as share of first-year pay	64%	78%	78%
Programs compared		17	875

Debt and first-year pay at every Maryland psychology program

Programs in the upper left give graduates higher pay for less debt. Dashed lines mark the Maryland medians.

University of BaltimoreOther Maryland programs

Hover over or tap a dot to see the school. Only programs that report both earnings and debt are shown.

Paying back the loans

On a standard 10-year plan, the median debt means a payment of about $233 a month, or 8.1% of a graduate's typical monthly pay in the first year.

Where graduates work, and what the pay is worth

96% of graduates (24 of 25) were working in Maryland one year after graduating. Prices in the Baltimore area are about 4% above the national average, so a $34,426 salary here buys what about $32,948 buys in a typical US city.

Careers this field leads to

These are the jobs that the federal crosswalk from fields of study to occupations links to psychology, largest first. Pay is the median across all experience levels.

Clinical and Counseling Psychologists

$100,580

Median pay nationwide. 2,140 people work in this job in Maryland. Nationally, jobs are projected to grow 12% from 2025 to 2035, with about 4,100 openings a year. Typical education to start: doctoral or professional degree.

Social Science Research Assistants

$65,550

Median pay in Maryland. 700 people work in this job in Maryland. Nationally, jobs are projected to grow 5% from 2025 to 2035, with about 4,900 openings a year. Typical education to start: bachelor's degree.

Bottom 10%: $47,260Top 10%: $113,020

Industrial-Organizational Psychologists

$193,950

Median pay nationwide. Nationally, jobs are projected to grow 7% from 2025 to 2035, with about 300 openings a year. Typical education to start: master's degree.

About University of Baltimore

In-state tuition and fees	$9,992 / year
Out-of-state tuition and fees	$23,984 / year
Average net price after aid	$13,868 / year
Admission rate	79%
Graduation rate (within 6 years)	38%
Undergraduate students	1,133

Psychology ranks 6th of 7 bachelor's programs at University of Baltimore by first-year earnings. The top three are Health and Medical Administration ($53,551), Business ($52,329), and Criminal Justice ($48,991).

Other psychology bachelor's programs near Baltimore

School	Distance	Year 1 pay	Debt
University of BaltimoreBaltimore, MD · public		$34,426	$21,956
Coppin StateBaltimore, MD · public	2 mi	$33,312	$31,000
Loyola University MarylandBaltimore, MD · private nonprofit	3 mi	$26,103	$27,000
Morgan StateBaltimore, MD · public	3 mi	$30,813	$31,000
Towson UniversityTowson, MD · public	6 mi	$34,375	$20,788
UMBCBaltimore, MD · public	6 mi	$35,721	$20,500
Goucher CollegeBaltimore, MD · private nonprofit	7 mi	$31,463	$26,000
Stevenson UniversityOwings Mills, MD · private nonprofit	12 mi	$28,182	$27,000
Bowie StateBowie, MD · public	21 mi	$36,765	$28,375

Common questions

The median graduate earns $34,426 one year after graduating. The median across psychology bachelor's programs in Maryland is $31,463.

About this data

Earnings and debt only include students who received federal financial aid (grants or loans).
Earnings only count graduates who were working and not enrolled in more school. Graduates who went straight to further study are not included.
Debt only includes federal loans. Private loans and credit cards are not counted.
Some schools with several campuses report one combined figure for all of them. We count each of those schools once, and leave them out of Maryland comparisons when their main campus is in another state.
Scorecard figures describe graduating classes from several years ago. BLS wages are from May 2025.
School-level numbers like tuition, admission rate, and graduation rate are for the whole school, not the psychology program.

Sources

U.S. Department of Education, College Scorecard, field of study and institution files, June 2026 release
Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025
Bureau of Labor Statistics, Employment Projections 2025 to 2035
Bureau of Economic Analysis, Regional Price Parities, 2024
NCES, CIP 2020 to SOC 2018 crosswalk, and IPEDS institution directory, 2024

Psychology bachelor's programs in Maryland, ranked17 programs by pay and debt Psychology bachelor's programs in the US, ranked875 programs by pay and debt All University of Baltimore programs, ranked7 programs by pay and debt