How much debt do Stockton University psychology graduates have?

The median federal loan balance is $24,500, which ranks 6th lowest of 19 psychology bachelor's programs in New Jersey. That works out to about $260 a month over 10 years.

Is a psychology degree from Stockton University worth it?

It depends on your other options. Debt equals 87% of first-year earnings, against a national median of 78%. Compare the cost with other New Jersey programs before deciding.

Stockton University Psychology (Bachelor's): Tuition, Graduate Salary, and Debt

Q: Do Stockton University psychology graduates stay in New Jersey?

Most do. 89% (162 of 183) were working in New Jersey one year after graduating.

Bachelor's in Psychology, General
Public university
Galloway, NJ
About 233 graduates a year

College Scorecard June 2026 release · BLS wages May 2025

The short answer

Stockton University psychology graduates earn less than graduates of most psychology programs nationally, $28,046 in their first year. The typical graduate leaves with $24,500 in federal loans, close to the national median of $25,624. Several New Jersey programs report higher pay.

First-year earnings$28,04622nd percentile of 875 programs nationally

Earnings after 5 years$50,08979% more than year one

Median federal debt$24,5006th lowest of 19 New Jersey programs

Debt-to-earnings87%New Jersey median 86%, national 78%

How it compares

Each figure is the median for graduates of the program. The New Jersey and national columns are the medians across all psychology bachelor's programs that report the figure.

	Stockton University	New Jersey	National
Earnings, 1 year after graduating	$28,046	$28,969	$31,479
Earnings, 5 years after graduating	$50,089	$53,838	$49,019
Median federal debt at graduation	$24,500	$25,000	$25,624
Debt as share of first-year pay	87%	86%	78%
Programs compared		19	875

Five years out, Stockton University graduates earn about the national figure but about $3,749 less than the New Jersey median. Several New Jersey programs with higher debt show higher pay by the five-year mark.

Debt and first-year pay at every New Jersey psychology program

Programs in the upper left give graduates higher pay for less debt. Dashed lines mark the New Jersey medians.

Stockton UniversityOther New Jersey programs

Hover over or tap a dot to see the school. Only programs that report both earnings and debt are shown.

What graduates earn over time

Pay rises about 79% between the first and fifth year.

Stockton University grads, year 1$28,046

Stockton University grads, year 5$50,089

All New Jersey psychology grads, year 5$53,838

Year 1 and year 5 figures come from different graduating classes, so the growth rate is an estimate.

Does family income change the outcome?

Graduates who received Pell Grants, which go to students from lower-income families, earned more in their first year than other graduates. At this program, the outcome does not look worse for students with less money.

Pell Grant recipients, year 1 earnings$30,138Median debt $25,000

Other graduates, year 1 earnings$24,362Median debt $23,250

Paying back the loans

On a standard 10-year plan, the median debt means a payment of about $260 a month, or 11.1% of a graduate's typical monthly pay in the first year.

Two years into repayment (264 borrowers)	Share
Paid off in full	5–9%
Paying down the balance	20–24%
Paused payments (forbearance)	15–19%
In default	5% or less

The government publishes these as ranges to protect privacy. They were measured in 2018 to 2020, partly during the pandemic pause on federal loan payments, so the forbearance share may be higher than usual. Separately, 52 parents took out Parent PLUS loans for these students, with a median of $29,111.

Where graduates work, and what the pay is worth

89% of graduates (162 of 183) were working in New Jersey one year after graduating. Prices in the Atlantic City area are about 1% below the national average, so a $28,046 salary here buys what about $28,370 buys in a typical US city.

Careers this field leads to

These are the jobs that the federal crosswalk from fields of study to occupations links to psychology, largest first. Pay is the median across all experience levels.

Clinical and Counseling Psychologists

$127,090

Median pay in New Jersey. 2,700 people work in this job in New Jersey. Nationally, jobs are projected to grow 12% from 2025 to 2035, with about 4,100 openings a year. Typical education to start: doctoral or professional degree.

Bottom 10%: $57,180Top 10%: $224,050

Social Science Research Assistants

$62,760

Median pay in New Jersey. 370 people work in this job in New Jersey. Nationally, jobs are projected to grow 5% from 2025 to 2035, with about 4,900 openings a year. Typical education to start: bachelor's degree.

Bottom 10%: $37,960Top 10%: $105,390

Industrial-Organizational Psychologists

$193,950

Median pay nationwide. Nationally, jobs are projected to grow 7% from 2025 to 2035, with about 300 openings a year. Typical education to start: master's degree.

About Stockton University

In-state tuition and fees	$16,266 / year
Out-of-state tuition and fees	$24,524 / year
Average net price after aid	$20,670 / year
Admission rate	89%
Graduation rate (within 6 years)	69%
Undergraduate students	7,537

Psychology ranks 19th of 23 bachelor's programs at Stockton University by first-year earnings. The top three are Nursing ($81,885), Teacher Education ($59,371), and Information Science ($56,594).

Other psychology bachelor's programs near Galloway

School	Distance	Year 1 pay	Debt
Stockton UniversityGalloway, NJ · public		$28,046	$24,500
Rowan UniversityGlassboro, NJ · public	35 mi	$30,920	$21,500
Georgian Court UniversityLakewood, NJ · private nonprofit	45 mi	$36,117	$22,375
Holy Family UniversityPhiladelphia, PA · private nonprofit	46 mi	$24,833	$27,000
Temple UniversityPhiladelphia, PA · public	47 mi	$30,054	$26,000
Drexel UniversityPhiladelphia, PA · private nonprofit	47 mi	$39,866	$30,000
La Salle UniversityPhiladelphia, PA · private nonprofit	50 mi	$32,348	$27,000
Widener UniversityChester, PA · private nonprofit	51 mi	$37,224	$27,000
Arcadia UniversityGlenside, PA · private nonprofit	53 mi	$29,772	$27,000

Common questions

The median graduate earns $28,046 one year after graduating and $50,089 five years after. The median across psychology bachelor's programs in New Jersey is $28,969.

About this data

Earnings and debt only include students who received federal financial aid (grants or loans).
Earnings only count graduates who were working and not enrolled in more school. Graduates who went straight to further study are not included.
Debt only includes federal loans. Private loans and credit cards are not counted.
Some schools with several campuses report one combined figure for all of them. We count each of those schools once, and leave them out of New Jersey comparisons when their main campus is in another state.
Scorecard figures describe graduating classes from several years ago. BLS wages are from May 2025.
School-level numbers like tuition, admission rate, and graduation rate are for the whole school, not the psychology program.

Sources

U.S. Department of Education, College Scorecard, field of study and institution files, June 2026 release
Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025
Bureau of Labor Statistics, Employment Projections 2025 to 2035
Bureau of Economic Analysis, Regional Price Parities, 2024
NCES, CIP 2020 to SOC 2018 crosswalk, and IPEDS institution directory, 2024

Psychology bachelor's programs in New Jersey, ranked19 programs by pay and debt Psychology bachelor's programs in the US, ranked875 programs by pay and debt All Stockton University programs, ranked23 programs by pay and debt