How much debt do Seton Hall University psychology graduates have?

The median federal loan balance is $20,500, which ranks the lowest of 19 psychology bachelor's programs in New Jersey. That works out to about $217 a month over 10 years.

Is a psychology degree from Seton Hall University worth it?

On the numbers, yes for most students. Debt equals 66% of first-year earnings, against a national median of 78%. If the highest possible early salary is the main goal, several New Jersey programs report higher pay, usually with more debt.

Seton Hall University Psychology (Bachelor's): Tuition, Graduate Salary, and Debt

Q: Do Seton Hall University psychology graduates stay in New Jersey?

Most do. 81% (26 of 32) were working in New Jersey one year after graduating.

Bachelor's in Psychology, General
Private nonprofit university
South Orange, NJ
About 60 graduates a year

College Scorecard June 2026 release · BLS wages May 2025

The short answer

Seton Hall University psychology graduates earn about what psychology graduates earn nationally, $30,846 in their first year. Where this program stands out is debt. The typical graduate leaves with $20,500 in federal loans, less than at 85% of psychology programs in the country. Strong value, but not one of the highest-paying psychology degrees in New Jersey.

First-year earnings$30,84643rd percentile of 875 programs nationally

Earnings after 5 years$58,92991% more than year one

Median federal debt$20,500The lowest of 19 New Jersey programs

Debt-to-earnings66%New Jersey median 86%, national 78%

How it compares

Each figure is the median for graduates of the program. The New Jersey and national columns are the medians across all psychology bachelor's programs that report the figure.

	Seton Hall University	New Jersey	National
Earnings, 1 year after graduating	$30,846	$28,969	$31,479
Earnings, 5 years after graduating	$58,929	$53,838	$49,019
Median federal debt at graduation	$20,500	$25,000	$25,624
Debt as share of first-year pay	66%	86%	78%
Programs compared		19	875

Five years out, Seton Hall University graduates earn more than the national figure and about $5,092 more than the New Jersey median.

Debt and first-year pay at every New Jersey psychology program

Programs in the upper left give graduates higher pay for less debt. Dashed lines mark the New Jersey medians.

Seton Hall UniversityOther New Jersey programs

Hover over or tap a dot to see the school. Only programs that report both earnings and debt are shown.

What graduates earn over time

Pay rises about 91% between the first and fifth year.

Seton Hall University grads, year 1$30,846

Seton Hall University grads, year 5$58,929

All New Jersey psychology grads, year 5$53,838

Year 1 and year 5 figures come from different graduating classes, so the growth rate is an estimate.

Paying back the loans

On a standard 10-year plan, the median debt means a payment of about $217 a month, or 8.4% of a graduate's typical monthly pay in the first year.

Two years into repayment (40 borrowers)	Share
Paying down the balance	20–39%

The government publishes these as ranges to protect privacy. They were measured in 2018 to 2020, partly during the pandemic pause on federal loan payments, so the forbearance share may be higher than usual.

Where graduates work, and what the pay is worth

81% of graduates (26 of 32) were working in New Jersey one year after graduating. Prices in the New York area are about 13% above the national average, so a $30,846 salary here buys what about $27,403 buys in a typical US city.

Careers this field leads to

These are the jobs that the federal crosswalk from fields of study to occupations links to psychology, largest first. Pay is the median across all experience levels.

Clinical and Counseling Psychologists

$127,090

Median pay in New Jersey. 2,700 people work in this job in New Jersey. Nationally, jobs are projected to grow 12% from 2025 to 2035, with about 4,100 openings a year. Typical education to start: doctoral or professional degree.

Bottom 10%: $57,180Top 10%: $224,050

Social Science Research Assistants

$62,760

Median pay in New Jersey. 370 people work in this job in New Jersey. Nationally, jobs are projected to grow 5% from 2025 to 2035, with about 4,900 openings a year. Typical education to start: bachelor's degree.

Bottom 10%: $37,960Top 10%: $105,390

Industrial-Organizational Psychologists

$193,950

Median pay nationwide. Nationally, jobs are projected to grow 7% from 2025 to 2035, with about 300 openings a year. Typical education to start: master's degree.

About Seton Hall University

Tuition and fees	$53,170 / year
Average net price after aid	$31,446 / year
Admission rate	73%
Graduation rate (within 6 years)	69%
Undergraduate students	6,036

Psychology ranks 18th of 21 bachelor's programs at Seton Hall University by first-year earnings. The top three are Nursing ($91,908), Computer and Information Science ($73,706), and Accounting ($69,411).

Other psychology bachelor's programs near South Orange

School	Distance	Year 1 pay	Debt
Seton Hall UniversitySouth Orange, NJ · private nonprofit		$30,846	$20,500
Pillar CollegeNewark, NJ · private nonprofit	4 mi	$32,637	$35,853
Kean UniversityUnion, NJ · public	4 mi	$31,475	$25,000
Caldwell UniversityCaldwell, NJ · private nonprofit	6 mi	$24,239	$26,690
Montclair StateMontclair, NJ · public	9 mi	$33,432	$25,000
New Jersey City UniversityJersey City, NJ · public	9 mi	$28,969	$22,081
Saint Peter's UniversityJersey City, NJ · private nonprofit	9 mi	$18,775	$25,500
Saint Elizabeth UniversityMorristown, NJ · private nonprofit	10 mi	$22,040	$25,000
College of Staten IslandStaten Island, NY · public	11 mi	$28,118	$16,607

Common questions

The median graduate earns $30,846 one year after graduating and $58,929 five years after. The median across psychology bachelor's programs in New Jersey is $28,969.

About this data

Earnings and debt only include students who received federal financial aid (grants or loans).
Earnings only count graduates who were working and not enrolled in more school. Graduates who went straight to further study are not included.
Debt only includes federal loans. Private loans and credit cards are not counted.
Some schools with several campuses report one combined figure for all of them. We count each of those schools once, and leave them out of New Jersey comparisons when their main campus is in another state.
Scorecard figures describe graduating classes from several years ago. BLS wages are from May 2025.
School-level numbers like tuition, admission rate, and graduation rate are for the whole school, not the psychology program.

Sources

U.S. Department of Education, College Scorecard, field of study and institution files, June 2026 release
Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025
Bureau of Labor Statistics, Employment Projections 2025 to 2035
Bureau of Economic Analysis, Regional Price Parities, 2024
NCES, CIP 2020 to SOC 2018 crosswalk, and IPEDS institution directory, 2024

Psychology bachelor's programs in New Jersey, ranked19 programs by pay and debt Psychology bachelor's programs in the US, ranked875 programs by pay and debt All Seton Hall University programs, ranked21 programs by pay and debt