Phagans Central Oregon Beauty College Cosmetology (Certificate): Tuition, Graduate Salary, and Debt
- Certificate in Cosmetology and Related Personal Grooming Services
- Private for-profit college
- Bend, OR
- About 82 graduates a year
College Scorecard June 2026 release · BLS wages May 2025
The short answer
Phagans Central Oregon Beauty College cosmetology graduates earn about what cosmetology graduates earn nationally, $15,816 in their first year. Where this program stands out is debt. The typical graduate leaves with $7,902 in federal loans, less than at 79% of cosmetology programs in the country. Strong value, but not one of the highest-paying cosmetology programs in Oregon.
How it compares
Each figure is the median for graduates of the program. The Oregon and national columns are the medians across all cosmetology certificate programs that report the figure.
Five years out, Phagans Central Oregon Beauty College graduates earn less than the national figure and about $7,415 less than the Oregon median. Several Oregon programs with higher debt show higher pay by the five-year mark.
Debt and first-year pay at every Oregon cosmetology program
Programs in the upper left give graduates higher pay for less debt. Dashed lines mark the Oregon medians.
Hover over or tap a dot to see the school. Only programs that report both earnings and debt are shown.
What graduates earn over time
Pay rises about 31% between the first and fifth year. Hairdressers, hairstylists, and cosmetologists in Oregon earn a median of $57,580 across all experience levels, which shows how much room there is to grow after the first few years.
Year 1 and year 5 figures come from different graduating classes, so the growth rate is an estimate. BLS figures cover hairdressers, hairstylists, and cosmetologists at every experience level.
Does family income change the outcome?
Graduates who received Pell Grants, which go to students from lower-income families, earned $3,310 less in their first year than other graduates. They also borrowed more. Students who expect to rely on grants should weigh this gap.
Paying back the loans
On a standard 10-year plan, the median debt means a payment of about $84 a month, or 6.4% of a graduate's typical monthly pay in the first year.
The government publishes these as ranges to protect privacy. They were measured in 2018 to 2020, partly during the pandemic pause on federal loan payments, so the forbearance share may be higher than usual.
Where graduates work, and what the pay is worth
85% of graduates (76 of 89) were working in Oregon one year after graduating. Prices in the Bend area are about 4% above the national average, so a $15,816 salary here buys what about $15,265 buys in a typical US city.
The median Oregon cosmetologist earns $57,580, compared with a national median of $35,790. After adjusting for Oregon prices, that pay is worth about $55,708, which puts Oregon ahead.
Careers this field leads to
These are the jobs that the federal crosswalk from fields of study to occupations links to cosmetology, largest first. Pay is the median across all experience levels.
Hairdressers, Hairstylists, and Cosmetologists
$57,580Median pay in Oregon. 1,860 people work in this job in Oregon. Nationally, jobs are projected to grow 8% from 2025 to 2035, with about 73,400 openings a year. Typical education to start: postsecondary nondegree award.
Manicurists and Pedicurists
$46,080Median pay in Oregon. 2,210 people work in this job in Oregon. Nationally, jobs are projected to grow 9% from 2025 to 2035, with about 21,900 openings a year. Typical education to start: postsecondary nondegree award.
First-Line Supervisors of Personal Service Workers
$58,240Median pay in Oregon. 2,300 people work in this job in Oregon. Nationally, jobs are projected to grow 6% from 2025 to 2035, with about 12,000 openings a year. Typical education to start: high school diploma or equivalent, plus less than 5 years of related work experience.
Skincare Specialists
$52,110Median pay in Oregon. 1,070 people work in this job in Oregon. Nationally, jobs are projected to grow 9% from 2025 to 2035, with about 14,200 openings a year. Typical education to start: postsecondary nondegree award.
About Phagans Central Oregon Beauty College
Cosmetology is the only certificate program at Phagans Central Oregon Beauty College that reports first-year earnings.
Common questions
The median graduate earns $15,816 one year after graduating and $20,701 five years after. Hairdressers, hairstylists, and cosmetologists in the Bend metro area earn a median of $51,640 across all experience levels.
The median federal loan balance is $7,902, which ranks the lowest of 9 cosmetology certificate programs in Oregon. That works out to about $84 a month over 10 years.
On the numbers, yes for most students. Debt equals 50% of first-year earnings, against a national median of 55%, and the share of borrowers in default two years into repayment is 10% or less. If the highest possible early salary is the main goal, several Oregon programs report higher pay, usually with more debt.
Most do. 85% (76 of 89) were working in Oregon one year after graduating.
About this data
- Earnings and debt only include students who received federal financial aid (grants or loans).
- Earnings only count graduates who were working and not enrolled in more school. Graduates who went straight to further study are not included.
- Debt only includes federal loans. Private loans and credit cards are not counted.
- Some schools with several campuses report one combined figure for all of them. We count each of those schools once, and leave them out of Oregon comparisons when their main campus is in another state.
- Scorecard figures describe graduating classes from several years ago. BLS wages are from May 2025.
- School-level numbers like tuition, admission rate, and graduation rate are for the whole school, not the cosmetology program.
Sources
- U.S. Department of Education, College Scorecard, field of study and institution files, June 2026 release
- Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025
- Bureau of Labor Statistics, Employment Projections 2025 to 2035
- Bureau of Economic Analysis, Regional Price Parities, 2024
- NCES, CIP 2020 to SOC 2018 crosswalk, and IPEDS institution directory, 2024