Murray State Accounting (Bachelor's): Tuition, Graduate Salary, and Debt
- Bachelor's in Accounting and Related Services
- Public university
- Murray, KY
- About 90 graduates a year
College Scorecard June 2026 release · BLS wages May 2025
The short answer
Murray State accounting graduates earn less than graduates of most accounting programs nationally, $42,322 in their first year. Where this program stands out is debt. The typical graduate leaves with $18,750 in federal loans, less than at 87% of accounting programs in the country. Debt is low, but pay is also below the Kentucky median of $50,104.
How it compares
Each figure is the median for graduates of the program. The Kentucky and national columns are the medians across all accounting bachelor's programs that report the figure.
Five years out, Murray State graduates earn less than the national figure and about $19,440 less than the Kentucky median. Several Kentucky programs with higher debt show higher pay by the five-year mark.
Debt and first-year pay at every Kentucky accounting program
Programs in the upper left give graduates higher pay for less debt. Dashed lines mark the Kentucky medians.
Hover over or tap a dot to see the school. Only programs that report both earnings and debt are shown.
What graduates earn over time
Pay rises about 19% between the first and fifth year.
Year 1 and year 5 figures come from different graduating classes, so the growth rate is an estimate.
Paying back the loans
On a standard 10-year plan, the median debt means a payment of about $199 a month, or 5.6% of a graduate's typical monthly pay in the first year.
The government publishes these as ranges to protect privacy. They were measured in 2018 to 2020, partly during the pandemic pause on federal loan payments, so the forbearance share may be higher than usual.
Where graduates work, and what the pay is worth
76% of graduates (22 of 29) were working in Kentucky one year after graduating. Prices in the parts of Kentucky outside metro areas are about 15% below the national average, so a $42,322 salary here buys what about $49,643 buys in a typical US city.
Careers this field leads to
These are the jobs that the federal crosswalk from fields of study to occupations links to accounting, largest first. Pay is the median across all experience levels.
Accountants and Auditors
$75,270Median pay in Kentucky. 11,930 people work in this job in Kentucky. Nationally, jobs are projected to grow 5% from 2025 to 2035, with about 115,300 openings a year. Typical education to start: bachelor's degree.
Bookkeeping, Accounting, and Auditing Clerks
$46,550Median pay in Kentucky. 23,480 people work in this job in Kentucky. Nationally, jobs are projected to shrink 6% from 2025 to 2035, with about 144,100 openings a year. Typical education to start: some college, no degree.
Financial Managers
$130,650Median pay in Kentucky. 6,630 people work in this job in Kentucky. Nationally, jobs are projected to grow 10% from 2025 to 2035, with about 65,600 openings a year. Typical education to start: bachelor's degree, plus 5 years or more of related work experience.
Financial and Investment Analysts
$81,660Median pay in Kentucky. 2,460 people work in this job in Kentucky. Nationally, jobs are projected to grow 7% from 2025 to 2035, with about 24,700 openings a year. Typical education to start: bachelor's degree.
About Murray State
Accounting ranks 12th of 31 bachelor's programs at Murray State by first-year earnings. The top three are Electromechanical Technology ($79,974), Nursing ($68,608), and Quality Control and Safety Technology ($66,418).
Other accounting bachelor's programs near Murray
Common questions
The median graduate earns $42,322 one year after graduating and $50,198 five years after. The median across accounting bachelor's programs in Kentucky is $50,104.
The median federal loan balance is $18,750, which ranks the lowest of 11 accounting bachelor's programs in Kentucky. That works out to about $199 a month over 10 years.
On the numbers, yes for most students. Debt equals 44% of first-year earnings, against a national median of 45%. If the highest possible early salary is the main goal, several Kentucky programs report higher pay, usually with more debt.
Most do. 76% (22 of 29) were working in Kentucky one year after graduating.
About this data
- Earnings and debt only include students who received federal financial aid (grants or loans).
- Earnings only count graduates who were working and not enrolled in more school. Graduates who went straight to further study are not included.
- Debt only includes federal loans. Private loans and credit cards are not counted.
- Some schools with several campuses report one combined figure for all of them. We count each of those schools once, and leave them out of Kentucky comparisons when their main campus is in another state.
- Scorecard figures describe graduating classes from several years ago. BLS wages are from May 2025.
- School-level numbers like tuition, admission rate, and graduation rate are for the whole school, not the accounting program.
Sources
- U.S. Department of Education, College Scorecard, field of study and institution files, June 2026 release
- Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025
- Bureau of Labor Statistics, Employment Projections 2025 to 2035
- Bureau of Economic Analysis, Regional Price Parities, 2024
- NCES, CIP 2020 to SOC 2018 crosswalk, and IPEDS institution directory, 2024