How much debt do IU Kokomo psychology graduates have?

The median federal loan balance is $23,531, which ranks 9th lowest of 24 psychology bachelor's programs in Indiana. That works out to about $249 a month over 10 years.

Is a psychology degree from IU Kokomo worth it?

On the numbers, yes for most students. Debt equals 72% of first-year earnings, against a national median of 78%. If the highest possible early salary is the main goal, several Indiana programs report higher pay, usually with more debt.

IU Kokomo Psychology (Bachelor's): Tuition, Graduate Salary, and Debt

Q: Do IU Kokomo psychology graduates stay in Indiana?

Most do. 92% (24 of 26) were working in Indiana one year after graduating.

Bachelor's in Psychology, General
Public university
Kokomo, IN
About 25 graduates a year

College Scorecard June 2026 release · BLS wages May 2025

The short answer

IU Kokomo psychology graduates earn about what psychology graduates earn nationally, $32,826 in their first year. The typical graduate leaves with $23,531 in federal loans, close to the national median of $25,624. Several Indiana programs report higher pay.

First-year earnings$32,82661st percentile of 875 programs nationally

Earnings after 5 years$41,44726% more than year one

Median federal debt$23,5319th lowest of 24 Indiana programs

Debt-to-earnings72%Indiana median 78%, national 78%

How it compares

Each figure is the median for graduates of the program. The Indiana and national columns are the medians across all psychology bachelor's programs that report the figure.

	IU Kokomo	Indiana	National
Earnings, 1 year after graduating	$32,826	$32,532	$31,479
Earnings, 5 years after graduating	$41,447	$45,499	$49,019
Median federal debt at graduation	$23,531	$26,375	$25,624
Debt as share of first-year pay	72%	78%	78%
Programs compared		24	875

Five years out, IU Kokomo graduates earn less than the national figure and about $4,052 less than the Indiana median. Several Indiana programs with higher debt show higher pay by the five-year mark.

Debt and first-year pay at every Indiana psychology program

Programs in the upper left give graduates higher pay for less debt. Dashed lines mark the Indiana medians.

IU KokomoOther Indiana programs

Hover over or tap a dot to see the school. Only programs that report both earnings and debt are shown.

What graduates earn over time

Pay rises about 26% between the first and fifth year.

IU Kokomo grads, year 1$32,826

IU Kokomo grads, year 5$41,447

All Indiana psychology grads, year 5$45,499

Year 1 and year 5 figures come from different graduating classes, so the growth rate is an estimate.

Paying back the loans

On a standard 10-year plan, the median debt means a payment of about $249 a month, or 9.1% of a graduate's typical monthly pay in the first year.

Where graduates work, and what the pay is worth

92% of graduates (24 of 26) were working in Indiana one year after graduating. Prices in the Kokomo area are about 10% below the national average, so a $32,826 salary here buys what about $36,617 buys in a typical US city.

Careers this field leads to

These are the jobs that the federal crosswalk from fields of study to occupations links to psychology, largest first. Pay is the median across all experience levels.

Clinical and Counseling Psychologists

$84,990

Median pay in Indiana. 1,850 people work in this job in Indiana. Nationally, jobs are projected to grow 12% from 2025 to 2035, with about 4,100 openings a year. Typical education to start: doctoral or professional degree.

Bottom 10%: $56,200Top 10%: $129,110

Social Science Research Assistants

$57,020

Median pay in Indiana. 210 people work in this job in Indiana. Nationally, jobs are projected to grow 5% from 2025 to 2035, with about 4,900 openings a year. Typical education to start: bachelor's degree.

Bottom 10%: $30,580Top 10%: $105,750

Industrial-Organizational Psychologists

$193,950

Median pay nationwide. Nationally, jobs are projected to grow 7% from 2025 to 2035, with about 300 openings a year. Typical education to start: master's degree.

About IU Kokomo

In-state tuition and fees	$8,424 / year
Out-of-state tuition and fees	$22,811 / year
Average net price after aid	$3,968 / year
Admission rate	86%
Graduation rate (within 6 years)	46%
Undergraduate students	2,352

Psychology ranks 9th of 13 bachelor's programs at IU Kokomo by first-year earnings. The top three are Nursing ($74,172), Diagnostic and Treatment Professions ($67,342), and Business ($43,858).

Other psychology bachelor's programs near Kokomo

School	Distance	Year 1 pay	Debt
IU KokomoKokomo, IN · public		$32,826	$23,531
Indiana Wesleyan University-MarionMarion, IN · private nonprofit	25 mi	$35,039	$24,188
Taylor UniversityUpland, IN · private nonprofit	33 mi	$30,311	$22,750
Anderson University (Indiana)Anderson, IN · private nonprofit	34 mi	$27,482	$27,000
Purdue GlobalWest Lafayette, IN · public	42 mi	$32,022	$57,500
Ball StateMuncie, IN · public	42 mi	$31,305	$24,612
Marian University (Indiana)Indianapolis, IN · private nonprofit	45 mi	$34,639	$26,750
IU IndianapolisIndianapolis, IN · public	48 mi	$34,432	$22,439
University of IndianapolisIndianapolis, IN · private nonprofit	52 mi	$32,237	$26,962

Common questions

The median graduate earns $32,826 one year after graduating and $41,447 five years after. The median across psychology bachelor's programs in Indiana is $32,532.

About this data

Earnings and debt only include students who received federal financial aid (grants or loans).
Earnings only count graduates who were working and not enrolled in more school. Graduates who went straight to further study are not included.
Debt only includes federal loans. Private loans and credit cards are not counted.
Some schools with several campuses report one combined figure for all of them. We count each of those schools once, and leave them out of Indiana comparisons when their main campus is in another state.
Scorecard figures describe graduating classes from several years ago. BLS wages are from May 2025.
School-level numbers like tuition, admission rate, and graduation rate are for the whole school, not the psychology program.

Sources

U.S. Department of Education, College Scorecard, field of study and institution files, June 2026 release
Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025
Bureau of Labor Statistics, Employment Projections 2025 to 2035
Bureau of Economic Analysis, Regional Price Parities, 2024
NCES, CIP 2020 to SOC 2018 crosswalk, and IPEDS institution directory, 2024

Psychology bachelor's programs in Indiana, ranked24 programs by pay and debt Psychology bachelor's programs in the US, ranked875 programs by pay and debt All IU Kokomo programs, ranked13 programs by pay and debt