Chattanooga State Community College Cosmetology (Certificate): Tuition, Graduate Salary, and Debt
- Certificate in Cosmetology and Related Personal Grooming Services
- Public college
- Chattanooga, TN
College Scorecard June 2026 release · BLS wages May 2025
The short answer
Chattanooga State Community College cosmetology graduates earn about what cosmetology graduates earn nationally, $18,593 in their first year. The typical graduate leaves with $8,250 in federal loans, close to the national median of $9,833. Several Tennessee programs report higher pay.
How it compares
Each figure is the median for graduates of the program. The Tennessee and national columns are the medians across all cosmetology certificate programs that report the figure.
Five years out, Chattanooga State Community College graduates earn less than the national figure and about the same as the Tennessee median.
Debt and first-year pay at every Tennessee cosmetology program
Programs in the upper left give graduates higher pay for less debt. Dashed lines mark the Tennessee medians.
Hover over or tap a dot to see the school. Only programs that report both earnings and debt are shown.
What graduates earn over time
Pay rises about 8% between the first and fifth year. Hairdressers, hairstylists, and cosmetologists in Tennessee earn a median of $31,310 across all experience levels, which shows how much room there is to grow after the first few years.
Year 1 and year 5 figures come from different graduating classes, so the growth rate is an estimate. BLS figures cover hairdressers, hairstylists, and cosmetologists at every experience level.
Paying back the loans
On a standard 10-year plan, the median debt means a payment of about $87 a month, or 5.6% of a graduate's typical monthly pay in the first year.
Where graduates work, and what the pay is worth
92% of graduates (68 of 74) were working in Tennessee one year after graduating. Prices in the Chattanooga area are about 9% below the national average, so a $18,593 salary here buys what about $20,328 buys in a typical US city.
The median Tennessee cosmetologist earns $31,310, compared with a national median of $35,790. After adjusting for Tennessee prices, that pay is worth about $34,081, which puts Tennessee slightly behind.
Careers this field leads to
These are the jobs that the federal crosswalk from fields of study to occupations links to cosmetology, largest first. Pay is the median across all experience levels.
Hairdressers, Hairstylists, and Cosmetologists
$31,310Median pay in Tennessee. 6,080 people work in this job in Tennessee. Nationally, jobs are projected to grow 8% from 2025 to 2035, with about 73,400 openings a year. Typical education to start: postsecondary nondegree award.
Manicurists and Pedicurists
$34,810Median pay in Tennessee. 1,200 people work in this job in Tennessee. Nationally, jobs are projected to grow 9% from 2025 to 2035, with about 21,900 openings a year. Typical education to start: postsecondary nondegree award.
First-Line Supervisors of Personal Service Workers
$46,510Median pay in Tennessee. 1,980 people work in this job in Tennessee. Nationally, jobs are projected to grow 6% from 2025 to 2035, with about 12,000 openings a year. Typical education to start: high school diploma or equivalent, plus less than 5 years of related work experience.
Skincare Specialists
$36,590Median pay in Tennessee. 1,710 people work in this job in Tennessee. Nationally, jobs are projected to grow 9% from 2025 to 2035, with about 14,200 openings a year. Typical education to start: postsecondary nondegree award.
About Chattanooga State Community College
Cosmetology ranks 13th of 14 certificate programs at Chattanooga State Community College by first-year earnings. The top three are Heavy Equipment Maintenance ($54,588), Diagnostic and Treatment Professions ($53,180), and Truck Driving and Equipment Operation ($48,579).
Other cosmetology certificate programs near Chattanooga
Common questions
The median graduate earns $18,593 one year after graduating and $20,120 five years after. Hairdressers, hairstylists, and cosmetologists in the Chattanooga metro area earn a median of $30,380 across all experience levels.
The median federal loan balance is $8,250, which ranks 5th lowest of 20 cosmetology certificate programs in Tennessee. That works out to about $87 a month over 10 years.
On the numbers, yes for most students. Debt equals 44% of first-year earnings, against a national median of 55%. If the highest possible early salary is the main goal, several Tennessee programs report higher pay, usually with more debt.
Most do. 92% (68 of 74) were working in Tennessee one year after graduating.
About this data
- Earnings and debt only include students who received federal financial aid (grants or loans).
- Earnings only count graduates who were working and not enrolled in more school. Graduates who went straight to further study are not included.
- Debt only includes federal loans. Private loans and credit cards are not counted.
- Some schools with several campuses report one combined figure for all of them. We count each of those schools once, and leave them out of Tennessee comparisons when their main campus is in another state.
- Scorecard figures describe graduating classes from several years ago. BLS wages are from May 2025.
- School-level numbers like tuition, admission rate, and graduation rate are for the whole school, not the cosmetology program.
Sources
- U.S. Department of Education, College Scorecard, field of study and institution files, June 2026 release
- Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025
- Bureau of Labor Statistics, Employment Projections 2025 to 2035
- Bureau of Economic Analysis, Regional Price Parities, 2024
- NCES, CIP 2020 to SOC 2018 crosswalk, and IPEDS institution directory, 2024