How much debt do Charter Oak State College psychology graduates have?

The median federal loan balance is $22,779, which ranks the lowest of 16 psychology bachelor's programs in Connecticut. That works out to about $241 a month over 10 years.

Is a psychology degree from Charter Oak State College worth it?

On the numbers, yes for most students. Debt equals 50% of first-year earnings, against a national median of 78%.

Charter Oak State College Psychology (Bachelor's): Tuition, Graduate Salary, and Debt

Q: Do Charter Oak State College psychology graduates stay in Connecticut?

Most do. 84% (27 of 32) were working in Connecticut one year after graduating.

Bachelor's in Psychology, General
Public college
New Britain, CT
About 52 graduates a year

College Scorecard June 2026 release · BLS wages May 2025

The short answer

Charter Oak State College psychology graduates earn more than graduates of most psychology programs nationally, $45,428 in their first year. The typical graduate leaves with $22,779 in federal loans, close to the national median of $25,624. It is one of the higher-paying psychology degrees in Connecticut.

First-year earnings$45,42899th percentile of 875 programs nationally

Median federal debt$22,779The lowest of 16 Connecticut programs

Debt-to-earnings50%Connecticut median 80%, national 78%

How it compares

Each figure is the median for graduates of the program. The Connecticut and national columns are the medians across all psychology bachelor's programs that report the figure.

	Charter Oak State College	Connecticut	National
Earnings, 1 year after graduating	$45,428	$33,273	$31,479
Median federal debt at graduation	$22,779	$26,000	$25,624
Debt as share of first-year pay	50%	80%	78%
Programs compared		16	875

Debt and first-year pay at every Connecticut psychology program

Programs in the upper left give graduates higher pay for less debt. Dashed lines mark the Connecticut medians.

Charter Oak State CollegeOther Connecticut programs

Hover over or tap a dot to see the school. Only programs that report both earnings and debt are shown.

Paying back the loans

On a standard 10-year plan, the median debt means a payment of about $241 a month, or 6.4% of a graduate's typical monthly pay in the first year.

Where graduates work, and what the pay is worth

84% of graduates (27 of 32) were working in Connecticut one year after graduating. Prices in the Hartford area are about 3% above the national average, so a $45,428 salary here buys what about $44,214 buys in a typical US city.

Careers this field leads to

These are the jobs that the federal crosswalk from fields of study to occupations links to psychology, largest first. Pay is the median across all experience levels.

Clinical and Counseling Psychologists

$100,580

Median pay nationwide. 660 people work in this job in Connecticut. Nationally, jobs are projected to grow 12% from 2025 to 2035, with about 4,100 openings a year. Typical education to start: doctoral or professional degree.

Social Science Research Assistants

$60,110

Median pay in Connecticut. 50 people work in this job in Connecticut. Nationally, jobs are projected to grow 5% from 2025 to 2035, with about 4,900 openings a year. Typical education to start: bachelor's degree.

Bottom 10%: $35,860Top 10%: $88,270

Industrial-Organizational Psychologists

$193,950

Median pay nationwide. Nationally, jobs are projected to grow 7% from 2025 to 2035, with about 300 openings a year. Typical education to start: master's degree.

About Charter Oak State College

Tuition and fees	$8,506 / year
Average net price after aid	$15,815 / year
Graduation rate (within 6 years)	67%
Undergraduate students	1,821

Psychology ranks 5th of 6 bachelor's programs at Charter Oak State College by first-year earnings. The top three are Health and Medical Administration ($69,160), Criminal Justice ($68,956), and Information Technology ($68,659).

Other psychology bachelor's programs near New Britain

School	Distance	Year 1 pay	Debt
Charter Oak State CollegeNew Britain, CT · public		$45,428	$22,779
Central Connecticut StateNew Britain, CT · public	2 mi	$33,153	$25,000
Trinity CollegeHartford, CT · private nonprofit	7 mi	$48,406	$22,944
University of HartfordWest Hartford, CT · private nonprofit	10 mi	$28,707	$27,000
Post UniversityWaterbury, CT · private for-profit	18 mi	$31,377	$45,713
Quinnipiac UniversityHamden, CT · private nonprofit	18 mi	$32,192	$26,672
Albertus Magnus CollegeNew Haven, CT · private nonprofit	24 mi	$34,725	$35,937
Southern Connecticut StateNew Haven, CT · public	25 mi	$35,716	$23,000
University of New HavenWest Haven, CT · private nonprofit	28 mi	$29,108	$27,000

Common questions

The median graduate earns $45,428 one year after graduating. The median across psychology bachelor's programs in Connecticut is $33,273.

About this data

Earnings and debt only include students who received federal financial aid (grants or loans).
Earnings only count graduates who were working and not enrolled in more school. Graduates who went straight to further study are not included.
Debt only includes federal loans. Private loans and credit cards are not counted.
Some schools with several campuses report one combined figure for all of them. We count each of those schools once, and leave them out of Connecticut comparisons when their main campus is in another state.
Scorecard figures describe graduating classes from several years ago. BLS wages are from May 2025.
School-level numbers like tuition, admission rate, and graduation rate are for the whole school, not the psychology program.

Sources

U.S. Department of Education, College Scorecard, field of study and institution files, June 2026 release
Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025
Bureau of Labor Statistics, Employment Projections 2025 to 2035
Bureau of Economic Analysis, Regional Price Parities, 2024
NCES, CIP 2020 to SOC 2018 crosswalk, and IPEDS institution directory, 2024

Psychology bachelor's programs in Connecticut, ranked16 programs by pay and debt Psychology bachelor's programs in the US, ranked875 programs by pay and debt All Charter Oak State College programs, ranked6 programs by pay and debt