How much debt do California Baptist University psychology graduates have?

The median federal loan balance is $27,000, which ranks 50th lowest of 54 psychology bachelor's programs in California. That works out to about $286 a month over 10 years.

Is a psychology degree from California Baptist University worth it?

It depends on your other options. Debt equals 82% of first-year earnings, against a national median of 78%. Compare the cost with other California programs before deciding.

California Baptist University Psychology (Bachelor's): Tuition, Graduate Salary, and Debt

Q: Do California Baptist University psychology graduates stay in California?

Most do. 90% (95 of 105) were working in California one year after graduating.

Bachelor's in Psychology, General
Private nonprofit university
Riverside, CA
About 164 graduates a year

College Scorecard June 2026 release · BLS wages May 2025

The short answer

California Baptist University psychology graduates earn about what psychology graduates earn nationally, $33,043 in their first year. The typical graduate leaves with $27,000 in federal loans, close to the national median of $25,624. It is one of the higher-paying psychology degrees in California.

First-year earnings$33,04363rd percentile of 875 programs nationally

Earnings after 5 years$57,21973% more than year one

Median federal debt$27,00050th lowest of 54 California programs

Debt-to-earnings82%California median 65%, national 78%

How it compares

Each figure is the median for graduates of the program. The California and national columns are the medians across all psychology bachelor's programs that report the figure.

	California Baptist University	California	National
Earnings, 1 year after graduating	$33,043	$30,592	$31,479
Earnings, 5 years after graduating	$57,219	$54,842	$49,019
Median federal debt at graduation	$27,000	$20,500	$25,624
Debt as share of first-year pay	82%	65%	78%
Programs compared		54	875

Five years out, California Baptist University graduates earn more than the national figure and about $2,378 more than the California median.

Debt and first-year pay at every California psychology program

Programs in the upper left give graduates higher pay for less debt. Dashed lines mark the California medians.

California Baptist UniversityOther California programs

Hover over or tap a dot to see the school. Only programs that report both earnings and debt are shown.

What graduates earn over time

Pay rises about 73% between the first and fifth year.

California Baptist University grads, year 1$33,043

California Baptist University grads, year 5$57,219

All California psychology grads, year 5$54,842

Year 1 and year 5 figures come from different graduating classes, so the growth rate is an estimate.

Does family income change the outcome?

Graduates who received Pell Grants, which go to students from lower-income families, earned more in their first year than other graduates. At this program, the outcome does not look worse for students with less money.

Pell Grant recipients, year 1 earnings$35,274Median debt $28,000

Other graduates, year 1 earnings$21,378Median debt $25,671

Paying back the loans

On a standard 10-year plan, the median debt means a payment of about $286 a month, or 10.4% of a graduate's typical monthly pay in the first year.

Two years into repayment (181 borrowers)	Share
Paid off in full	10% or less
Paying down the balance	10–19%
Paused payments (forbearance)	20–29%
In default	10% or less

The government publishes these as ranges to protect privacy. They were measured in 2018 to 2020, partly during the pandemic pause on federal loan payments, so the forbearance share may be higher than usual. Separately, 88 parents took out Parent PLUS loans for these students, with a median of $47,564.

Where graduates work, and what the pay is worth

90% of graduates (95 of 105) were working in California one year after graduating. Prices in the Riverside area are about 6% above the national average, so a $33,043 salary here buys what about $31,043 buys in a typical US city.

Careers this field leads to

These are the jobs that the federal crosswalk from fields of study to occupations links to psychology, largest first. Pay is the median across all experience levels.

Clinical and Counseling Psychologists

$116,000

Median pay in California. 12,840 people work in this job in California. Nationally, jobs are projected to grow 12% from 2025 to 2035, with about 4,100 openings a year. Typical education to start: doctoral or professional degree.

Bottom 10%: $62,900Top 10%: $188,050

Social Science Research Assistants

$60,250

Median pay in California. 5,300 people work in this job in California. Nationally, jobs are projected to grow 5% from 2025 to 2035, with about 4,900 openings a year. Typical education to start: bachelor's degree.

Bottom 10%: $38,060Top 10%: $117,070

Industrial-Organizational Psychologists

$193,950

Median pay nationwide. Nationally, jobs are projected to grow 7% from 2025 to 2035, with about 300 openings a year. Typical education to start: master's degree.

About California Baptist University

Tuition and fees	$41,228 / year
Average net price after aid	$26,285 / year
Admission rate	85%
Graduation rate (within 6 years)	62%
Undergraduate students	8,179

Psychology ranks 18th of 30 bachelor's programs at California Baptist University by first-year earnings. The top three are Nursing ($92,441), Computer Engineering ($75,087), and Civil Engineering ($73,497).

Other psychology bachelor's programs near Riverside

School	Distance	Year 1 pay	Debt
California Baptist UniversityRiverside, CA · private nonprofit		$33,043	$27,000
Cal State San BernardinoSan Bernardino, CA · public	18 mi	$28,189	$12,500
University of La VerneLa Verne, CA · private nonprofit	23 mi	$27,540	$24,003
Cal Poly PomonaPomona, CA · public	24 mi	$26,845	$13,000
Chapman UniversityOrange, CA · private nonprofit	26 mi	$28,661	$21,500
Cal State FullertonFullerton, CA · public	27 mi	$27,965	$12,998
Concordia University-IrvineIrvine, CA · private nonprofit	29 mi	$17,772	$25,000
University of Massachusetts GlobalAliso Viejo, CA · public	30 mi	$40,726	$26,703
Azusa Pacific UniversityAzusa, CA · private nonprofit	30 mi	$32,435	$23,406

Common questions

The median graduate earns $33,043 one year after graduating and $57,219 five years after. The median across psychology bachelor's programs in California is $30,592.

About this data

Earnings and debt only include students who received federal financial aid (grants or loans).
Earnings only count graduates who were working and not enrolled in more school. Graduates who went straight to further study are not included.
Debt only includes federal loans. Private loans and credit cards are not counted.
Some schools with several campuses report one combined figure for all of them. We count each of those schools once, and leave them out of California comparisons when their main campus is in another state.
Scorecard figures describe graduating classes from several years ago. BLS wages are from May 2025.
School-level numbers like tuition, admission rate, and graduation rate are for the whole school, not the psychology program.

Sources

U.S. Department of Education, College Scorecard, field of study and institution files, June 2026 release
Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025
Bureau of Labor Statistics, Employment Projections 2025 to 2035
Bureau of Economic Analysis, Regional Price Parities, 2024
NCES, CIP 2020 to SOC 2018 crosswalk, and IPEDS institution directory, 2024

Psychology bachelor's programs in California, ranked54 programs by pay and debt Psychology bachelor's programs in the US, ranked875 programs by pay and debt All California Baptist University programs, ranked30 programs by pay and debt