How much debt do Binghamton University philosophy graduates have?

The median federal loan balance is $26,000, which ranks 6th lowest of 6 philosophy bachelor's programs in New York. That works out to about $276 a month over 10 years.

Is a philosophy degree from Binghamton University worth it?

It depends on your other options. Debt equals 101% of first-year earnings, against a national median of 67%. Compare the cost with other New York programs before deciding.

Binghamton University Philosophy (Bachelor's): Tuition, Graduate Salary, and Debt

Q: Do Binghamton University philosophy graduates stay in New York?

Most do. 81% (17 of 21) were working in New York one year after graduating.

Bachelor's in Philosophy
Public university
Vestal, NY
About 19 graduates a year

College Scorecard June 2026 release · BLS wages May 2025

The short answer

Binghamton University philosophy graduates earn less than graduates of most philosophy programs nationally, $25,626 in their first year. Debt is high. The typical graduate leaves with $26,000 in federal loans, more than at 80% of philosophy programs in the country. Several New York programs report higher pay.

First-year earnings$25,62623rd percentile of 74 programs nationally

Median federal debt$26,0006th lowest of 6 New York programs

Debt-to-earnings101%New York median 55%, national 67%

How it compares

Each figure is the median for graduates of the program. The New York and national columns are the medians across all philosophy bachelor's programs that report the figure.

	Binghamton University	New York	National
Earnings, 1 year after graduating	$25,626	$33,339	$30,894
Median federal debt at graduation	$26,000	$23,125	$22,584
Debt as share of first-year pay	101%	55%	67%
Programs compared		9	74

Debt and first-year pay at every New York philosophy program

Programs in the upper left give graduates higher pay for less debt. Dashed lines mark the New York medians.

Binghamton UniversityOther New York programs

Hover over or tap a dot to see the school. Only programs that report both earnings and debt are shown.

Paying back the loans

On a standard 10-year plan, the median debt means a payment of about $276 a month, or 12.9% of a graduate's typical monthly pay in the first year.

Where graduates work, and what the pay is worth

81% of graduates (17 of 21) were working in New York one year after graduating. Prices in the Binghamton area are about 7% below the national average, so a $25,626 salary here buys what about $27,595 buys in a typical US city.

Careers this field leads to

These are the jobs that the federal crosswalk from fields of study to occupations links to philosophy, largest first. Pay is the median across all experience levels.

Natural Sciences Managers

$134,680

Median pay in New York. 5,690 people work in this job in New York. Nationally, jobs are projected to grow 8% from 2025 to 2035, with about 9,200 openings a year. Typical education to start: bachelor's degree, plus 5 years or more of related work experience.

Bottom 10%: $65,440Top 10%: $291,780

Mathematicians

$126,950

Median pay in New York. 150 people work in this job in New York. Nationally, jobs are projected to grow 1% from 2025 to 2035, with about 100 openings a year. Typical education to start: master's degree.

Bottom 10%: $79,110Top 10%: $261,670

About Binghamton University

In-state tuition and fees	$10,567 / year
Out-of-state tuition and fees	$30,447 / year
Average net price after aid	$21,620 / year
Admission rate	39%
Graduation rate (within 6 years)	82%
Undergraduate students	14,655

Philosophy ranks 29th of 35 bachelor's programs at Binghamton University by first-year earnings. The top three are Computer Engineering ($86,938), Nursing ($86,404), and Computer Science ($82,329).

Other philosophy bachelor's programs near Vestal

School	Distance	Year 1 pay	Debt
Binghamton UniversityVestal, NY · public		$25,626	$26,000
University of ScrantonScranton, PA · private nonprofit	50 mi	$32,513	$27,000

Common questions

The median graduate earns $25,626 one year after graduating. The median across philosophy bachelor's programs in New York is $33,339.

About this data

Earnings and debt only include students who received federal financial aid (grants or loans).
Earnings only count graduates who were working and not enrolled in more school. Graduates who went straight to further study are not included.
Debt only includes federal loans. Private loans and credit cards are not counted.
Some schools with several campuses report one combined figure for all of them. We count each of those schools once, and leave them out of New York comparisons when their main campus is in another state.
Scorecard figures describe graduating classes from several years ago. BLS wages are from May 2025.
School-level numbers like tuition, admission rate, and graduation rate are for the whole school, not the philosophy program.

Sources

U.S. Department of Education, College Scorecard, field of study and institution files, June 2026 release
Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025
Bureau of Labor Statistics, Employment Projections 2025 to 2035
Bureau of Economic Analysis, Regional Price Parities, 2024
NCES, CIP 2020 to SOC 2018 crosswalk, and IPEDS institution directory, 2024

Philosophy bachelor's programs in New York, ranked9 programs by pay and debt Philosophy bachelor's programs in the US, ranked74 programs by pay and debt All Binghamton University programs, ranked35 programs by pay and debt